928 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 928 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 786 sqft · built 1942
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$785,000 (Aug 2023)
Tax Bill	$12,876 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`523-022-020-3`

Property Details

APN / Parcel Number

Primary APN	`523-022-020-3`
Alternative APN	`523-022-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	786 sqft Living Area
1st Floor Area	786 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	204 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	928 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICHMOND BLVD LOT 12 BLK 21
Legal Subdivision	EAST RICHMOND BLVD
Legal Block	21
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Grant Deed, Transfer · Stand-Alone First Mortgage MCCRACKEN FAMILY TRUST
Jun 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage TIMOTHY BARNES ETAL
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	202375616
Prior Transfer Date	Jun 20, 2001
Prior Transfer Doc	0000219855
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 8, 2023
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Document Number	0000075616
Map Reference	MB 1 PG 19
Instrument Date	Aug 3, 2023
Instrument	2023-075616
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021

Mortgage

Document Number	0000075617
Date	Aug 8, 2023
Instrument	2023-075617

Lender

Name	MCCRACKEN FAMILY TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021

Mortgage

Document Number	0000055581
Date	Jun 12, 2023
Instrument	2023-055581

Lender

Name	TIMOTHY BARNES ETAL
Type	Private Party
Address	11 CROW CANYON CT STE 100, SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203309
Date	Oct 27, 2017
Instrument	2017-203309

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011511
Date	Jan 28, 2019
Instrument	2019-011511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050276
Date	Mar 17, 2020
Instrument	2020-050276

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021

Mortgage

Document Number	0000242354
Date	Aug 30, 2021
Instrument	2021-242354

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Document Number	0000043614
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	928 MCLAUGHLIN ST RICHMOND CA 948051021, RICHMOND, CA 94805-1021

Mortgage

Document Number	0000043614
Date	Mar 6, 2020
Instrument	43614

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	928 MCLAUGHLIN ST, RICHMOND, CA 94805-1021
Document Number	0000123495
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	928 MCLAUGHLIN ST RICHMOND CA 948051021, RICHMOND, CA 94805-1021

Mortgage

Document Number	0000123495
Date	Aug 6, 2019
Instrument	123495

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,714 (+2%) Land $655,452 Building $161,262
2025	$12,876.00 (+44.72%)	$800,700 (+51.11%) Land $642,600 Building $158,100
2023	$8,897.00 (+1.81%) Homeowner's exemption	$529,868 Land $446,206 Building $83,662
2022	$8,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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