928 King Lear Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 928 King Lear Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,316 sqft · built 1987
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$263,500 (Mar 2018)
Tax Bill	$2,447 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-9C-0010.0000`

Property Details

APN / Parcel Number

Primary APN	`06-9C-0010.0000`
Alternative APN	`19-06-9C-0010.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	3,492 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	306 ft deep x 145 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	928 KING LEAR DR
City	CHARLES TOWN
State	WV
Zip	25414-4592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 12 #1213 AVON BEND
Legal Subdivision	AVON BEND SECTION 12
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	1
Census Block	1047
Census Tract	972800

Owner

928 King Lear Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	928 KING LEAR DR, CHARLES TOWN, WV 25414-4592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit POTOMAC BANK INC
Mar 29, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Apr 21, 2014 · Amount on File
Deed Document Number	20183461
Deed Book / Page	1204 / 101
Prior Transfer Date	Mar 24, 2014
Prior Transfer Doc	0000005499
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Jun 24, 2026
Property Address	928 KING LEAR DR, CHARLES TOWN, WV 25414-4592
Document Number	0000009400
Book / Page	2690 / 224
Instrument Date	Jun 17, 2026
Instrument	20269400
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 KING LEAR DR, CHARLES TOWN, WV 25414-4592

Mortgage

Document Number	0000009400,
Date	Jun 24, 2026
Book Page	2690/224
Instrument	20269400

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	928 KING LEAR DR, CHARLES TOWN, WV 25414-4592
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 KING LEAR DR, CHARLES TOWN, WV 25414-4592

Mortgage

Document Number	00002670/1
Date	Mar 18, 2026
Book Page	2670/1
Instrument	202600003664

Lender

Name	POTOMAC BANK INC
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 29, 2018
Property Address	928 KING LEAR DR, CHARLES TOWN, WV 25414-4592
Document Number	0000003461
Book / Page	001204 / 000101
Instrument Date	Mar 22, 2018
Instrument	3461
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 KING LEAR DR CHARLES TOWN WV 254144592, CHARLES TOWN, WV 25414-4592

Mortgage

Document Number	3462
Date	Mar 29, 2018
Book Page	002178/000226
Instrument	3462

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 928 King Lear Dr was $2,447, up 3.8% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,447.00 (+3.77%)	$212,200 (+4.53%) Land $85,200 Building $127,000	$353,667 (+4.54%) Land $142,000 Building $211,667
2025	$2,358.00	$203,000 Land $74,400 Building $128,600	$338,300 Land $124,000 Building $214,300
2023	$1,998.00	$171,100 Land $72,200 Building $98,900	$285,200 Land $120,300 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 King Lear Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	28 (1979–2025)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 13 claims Flooding, Jan 1996 · 7 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 King Lear Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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