928 Frontier Dr, Troy, OH 45373 Property Records

Miami County property record for 928 Frontier Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 999 sqft · built 1970
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Feb 2020)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Feb 2020 Sale & Line of Credit Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-055812`

Property Details

APN / Parcel Number

Primary APN	`D08-055812`
Alternative APNs	`011012.3-18-021-00` `D08NE077 01600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	1,998 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	105 ft deep x 76 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	100 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	928 FRONTIER DR
City	TROY
State	OH
Zip	45373-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5906 82.43
Legal Subdivision	HERITAGE HILLS SUBDIVISION
Legal Lot Number	5906
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	365102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 FRONTIER DR, TROY, OH 45373-1849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Warranty Deed, Transfer · Line of Credit WESTERN OHIO MORTGAGE CORP
Nov 12, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit SANDRA WOOLARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Mar 29, 1993
Deed Document Number	20202020OR-01863
Prior Transfer Date	Sep 7, 2011
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 11, 2020
Property Address	928 FRONTIER DR, TROY, OH 45373-1849
Document Number	0000001863
Map Reference	MB 8 PG 143-A
Instrument Date	Feb 3, 2020
Instrument	2020OR-01863
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	928 FRONTIER DR, TROY, OH 45373-1849

Mortgage

Document Number	0000001864
Date	Feb 11, 2020
Instrument	2020OR-01864

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Nov 12, 2019
Property Address	928 FRONTIER DR, TROY, OH 45373-1849
Document Number	0000013478
Instrument Date	Oct 31, 2019
Instrument	13478
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 FRONTIER DR TROY OH 453731849, TROY, OH 45373-1849

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	928 FRONTIER DR, TROY, OH 45373-1849
Document Number	0000002454
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 FRONTIER DR TROY OH 453731849, TROY, OH 45373-1849

Mortgage

Document Number	0000002454
Date	Mar 2, 2018
Instrument	2454

Lender

Name	SANDRA WOOLARD
Address	7170 SURFBIRD CIR, CARLSBAD, CA 92011-4019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00 (+19.04%) Homeowner's exemption	$53,200 (+35.33%) Land $10,430 Building $42,770	$152,000 (+35.35%) Land $29,800 Building $122,200
2024	$1,481.00 (+2.21%) Homeowner's exemption	$39,310 (-) Land $11,240 Building $28,070
2023	$1,449.00 (+17.42%) Homeowner's exemption	$39,310 (-) Land $11,240 Building $28,070	$112,300 (-) Land $32,100 Building $80,200
2022	$1,234.00 Homeowner's exemption	$39,310 Land $11,240 Building $28,070	$112,300 Land $32,100 Building $80,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (1980–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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