928 Falling Waters Ln, Seneca, SC 29672 Property Records

Oconee County property record for 928 Falling Waters Ln, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,756 sqft · built 2019
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Oct 2020)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`149-04-01-058`

Property Details

APN / Parcel Number

Primary APN	`149-04-01-058`
Alternative APN	`1072793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,756 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	348 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	999 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1072793
Street Address	928 FALLING WATERS LN
City	SENECA
State	SC
Zip	29672-0587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 TIMBER BAY (0.8 AC)
Legal Subdivision	TIMBER BAY SUB
Legal Lot Number	58
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	3
Census Block	3016
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 FALLING WATERS LN, SENECA, SC 29672-0587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	5416
Deed Book / Page	2612 / 33
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 1, 2020
Property Address	928 FALLING WATERS LN, SENECA, SC 29672-0587
Document Number	0026120033
Book / Page	002612 / 000033
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 FALLING WATERS LN SENECA SC 296720587, SENECA, SC 29672-0587

Mortgage

Document Number	40300239
Date	Oct 1, 2020
Book Page	004030/000239

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	928 FALLING WATERS LN, SENECA, SC 29672-0587
Document Number	0039250017
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 FALLING WATERS LN SENECA SC 296720587, SENECA, SC 29672-0587

Mortgage

Document Number	0039250017
Date	Feb 7, 2020
Book Page	003925/000017

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 6, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,689.00	$25,642 (-) Land $9,000 Building $16,642	$641,050 (-) Land $225,000 Building $416,050
2023		$25,642 Land $9,000 Building $16,642	$641,050 Land $225,000 Building $416,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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