928 Elderberry Ln, Clover, SC 29710 Property Records

York County property record for 928 Elderberry Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,137 sqft · built 2017
Lot Size	0.184 acres (8,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Aug 2026)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`559-03-01-017`

Property Details

APN / Parcel Number

Primary APN	`559-03-01-017`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	2,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	8,001 sqft (0.184 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	497 sqft

Location & Zoning

Street Address	928 ELDERBERRY LN
City	CLOVER
State	SC
Zip	29710-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 PADDLERS COVE PH 1 MP 1
Legal Subdivision	PADDLERS COVE
Legal Lot Number	12
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2032
Census Tract	61706

Owner

Source: York County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 28, 2024	Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL BANK
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Oct 30, 2017	Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202629695
Deed Book / Page	22766 / 373
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Aug 18, 2026
Property Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200
Document Number	0000029695
Book / Page	22766 / 373
Instrument Date	Aug 18, 2026
Instrument	202629695
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,987.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200

Mortgage

Document Number	0000029696,
Date	Aug 18, 2026
Instrument	202629696

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2216800447
Date	Oct 1, 2025
Book Page	22168/447
Instrument	2025033389

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200

Mortgage

Document Number	2148000248
Date	Aug 28, 2024
Book Page	21480/248
Instrument	2024027312

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	9700 TOUCHTON RD STE 101, JACKSONVILLE, FL 32246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 1, 2020
Property Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200
Document Number	1862400245
Book / Page	18624 / 245
Map Reference	MB E 384 PG 8-10
Instrument Date	Sep 30, 2020
Instrument	2020046177
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 TUSCAN RESERVE DR UNIT 206, 200, PALM COAST, FL 32164-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200

Mortgage

Document Number	2020046178
Date	Oct 1, 2020
Instrument	2020046178

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 30, 2017
Property Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200
Document Number	1666400345
Book / Page	16664 / 345
Map Reference	MB E 384 PG 8-10
Instrument Date	Oct 23, 2017
Instrument	201700046855
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	BLACKHAWK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 ELDERBERRY LN, CLOVER, SC 29710-4200

Mortgage

Document Number	201700046856
Date	Oct 30, 2017
Instrument	201700046856

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (+8.68%)	$16,640 (+15%) Land $2,748 Building $13,892	$454,100 (+25.53%) Land $75,000 Building $379,100
2023	$2,096.00	$14,470 Land $2,600 Building $11,870	$361,757 Land $65,000 Building $296,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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