928 el Centro Ave, Napa, CA 94558 Property Records

Napa County property record for 928 el Centro Ave, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,486 sqft · built 1958
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Tax Bill	$8,183 (2026)
Deeds & Mortgages	Apr 2024 Transfer Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-080-007-000`

Property Details

APN / Parcel Number

Primary APN	`038-080-007-000`
Alternative APNs	`038-080-007` `03808007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	2,966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	57,064 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	038-080-007
Street Address	928 EL CENTRO AVE
City	NAPA
State	CA
Zip	94558-1979
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Description	POTTERS SUB LOT 1
Legal Subdivision	COLE RANCH
Legal Lot Number	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2000
Census Tract	200602

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 EL CENTRO AVE, NAPA, CA 94558-1979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Transfer on Death Deed, Transfer
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 9, 2024
Transfer Doc	0000005253
Record Updated	Oct 29, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NAPA CA
Recording Date	Apr 15, 2024
Property Address	928 EL CENTRO AVE, NAPA, CA 94558-1979
Document Number	0000005254
Instrument Date	Apr 1, 2024
Instrument	2024-0005254
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	928 EL CENTRO AVE, NAPA, CA 94558-1979
Document Number	0000001734
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	928 EL CENTRO AVE NAPA CA 945581979, NAPA, CA 94558-1979

Mortgage

Document Number	0000001734
Date	Jan 30, 2018
Instrument	1734

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,183.00 (+2.42%) Homeowner's exemption	$734,240 (+2%) Land $321,948 Building $412,292	$734,240 (+2%) Land $321,948 Building $412,292
2025	$7,990.00 (+5.62%) Homeowner's exemption	$719,844 (+4.04%) Land $315,636 Building $404,208	$719,844 Land $315,636 Building $404,208
2023	$7,565.00 (+1.52%) Homeowner's exemption	$691,894 Land $303,381 Building $388,513
2022	$7,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Valley Internet Fixed Wireless	300 / 150

May also be available: Verizon.

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