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928 Ebb Tide Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 928 Ebb Tide Dr, Fleming Island, FL 32003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,430 sqft · built 1997
Lot Size0.749 acres (32,626 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Jan 2018)
Tax Bill$1,855 (2022)
Deeds & MortgagesMay 2023 Transfer
Mar 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN38-05-26-014772-002-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014772-002-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area32,626 sqft (0.749 acres)
Lot Dimensions230 ft deep x 142 ft wide
Garage TypeAttached
Garage Area724 sqft
PorchFinished/Open Porch
Porch Area216 sqft
Storage Building468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address928 EBB TIDE DR
CityFLEMING ISLAND
StateFL
Zip32003-8727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 4 & 5 A/K/A LOT 1 FLOYD DIV FLEMING ISL GRANT AS REC OR 4048 PG 2159, 4478 PG 748
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLOYD DIV FLEMING ISL GRANT
Legal Lot Number4,5,1
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014772-002-00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Correction Deed
Mar 14, 2022Intrafamily Transfer, Transfer
Mar 09, 2022Intrafamily Transfer, Transfer
Jul 06, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jan 19, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Document Number20183268
Deed Book / Page4048 / 2159
Last Transfer DateApr 20, 2023
Transfer Doc0047161473
Record UpdatedSep 20, 2026

May 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionCLAY FL
Recording DateMay 03, 2023
Property Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727
Document Number0047161473
Book / Page4716 / 1473
Instrument DateApr 20, 2023
Instrument2023021559
Record UpdatedMay 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateMar 14, 2022
Property Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727
Document Number0045830865
Book / Page4583 / 865
Instrument DateMar 10, 2022
Instrument2022016763
Transaction TypeTransfer
Record UpdatedApr 04, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateMar 09, 2022
Property Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727
Document Number0045811635
Book / Page4581 / 1635
Instrument DateMar 09, 2022
Instrument2022015798
Transaction TypeTransfer
Record UpdatedMar 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateJul 06, 2021
Property Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727
Document Number0044780748
Book / Page4478 / 748
Map ReferenceMB G PG 568
Instrument DateJun 24, 2021
Instrument2021041428
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyTITLE 365, TITLE365

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 EBB TIDE DR, ORANGE PARK, FL 32003-8727

Mortgage

Document Number4478752
DateJul 06, 2021
Instrument4478/752
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 19, 2018
Property Address928 EBB TIDE DR, FLEMING ISLAND, FL 32003-8727
Document Number0040482159
Book / Page004048 / 002159
Instrument DateJan 12, 2018
Instrument3268
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address928 EBB TIDE DR FLEMING ISLAND FL 320038727, FLEMING ISLAND, FL 32003-8727

Mortgage

Document Number40482161
DateJan 19, 2018
Book Page004048/002161
Instrument3269
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$221,543 (+5.99%)$279,775 (+0.73%) Land $60,000 Building $219,775
2023Disabled Person's exemption Veteran's exemption$209,030 (-6.43%)$277,734 (+13.89%) Land $60,000 Building $217,734
2022$1,855.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$223,403$243,864 Land $50,000 Building $193,864

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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