Spokane County property record for 928 E Montgomery Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 732 sqft · built 1915 |
| Lot Size | 0.128 acres (5,595 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,453 (Jan 2020) |
| Tax Bill | $2,210 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35084.0905 |
| Primary APN | 35084.0905 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Building Area | 732 sqft Living Area |
| Gross Area | 842 sqft |
| 1st Floor Area | 732 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bungalow |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,595 sqft (0.128 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 182 sqft |
| Canopy | 72 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 928 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS 5TH L5 B9 |
| Legal Subdivision | HEATHS 5TH ADD |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2502 |
928 E Montgomery Ave is owned and occupied by an individual who bought it in January 2020.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 928 E MONTGOMERY AVE, SPOKANE, WA 99207-2671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 14, 2020 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Nov 16, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Mar 28, 2017 | Warranty Deed, Transfer · Conventional with PMI WILLIAM F & DEBRA L BUFFINGTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on File |
| Deed Sale | Jan 14, 2020 · Amount on File |
| Prior Sale | Nov 16, 2018 · Amount on File |
| Deed Document Number | 20206882490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 928 E MONTGOMERY AVE, SPOKANE, WA 99207-2671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 928 E MONTGOMERY AVE, SPOKANE, WA 99207-2671 |
| Document Number | 0007470510 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 7470510 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.54% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 14, 2020 |
| Property Address | 928 E MONTGOMERY AVE, SPOKANE, WA 99207-2671 |
| Document Number | 0006882490 |
| Map Reference | VOL B PG 40 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 6882490 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,364.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 E MONTGOMERY AVE, SPOKANE, WA 99207-2671 |
| Document Number | 0006882491 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 6882491 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Number | 0006882492 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 6882492 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 16, 2018 |
| Property Address | 928 E MONTGOMERY AVE, SPOKANE, WA 99207-2671 |
| Document Number | 0006760922 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 6760922 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,518.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15457 N HIGHWAY 41 RATHDRUM ID 838588612, RATHDRUM, ID 83858-8612 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 28, 2017 |
| Property Address | 928 E MONTGOMERY AVE, SPOKANE, WA 99207-2671 |
| Document Number | 0006588946 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 6588946 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Title Company | SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12815 E SPRAGUE AVE #100-B SPOKANE VALLEY WA 992160742, 100-B, SPOKANE VALLEY, WA 99216-0742 |
| Document Number | 6588947 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 6588947 |
| Name | WILLIAM F & DEBRA L BUFFINGTON |
|---|---|
| Address | 40143 N SHORE DR, LOON LAKE, WA 99148-9768 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 27, 2027 |
The 2026 property tax bill for 928 E Montgomery Ave was $2,210, up 2.9% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,210.00 (+2.89%) | $216,500 Land $80,000 Building $136,500 | $216,500 Land $80,000 Building $136,500 |
| 2025 | $2,148.00 | ||
| 2024 | $217,200 (+36.6%) Land $65,000 Building $152,200 | $217,200 (+36.6%) Land $65,000 Building $152,200 | |
| 2023 | $2,129.00 (+14.16%) | $159,000 Land $45,000 Building $114,000 | $159,000 Land $45,000 Building $114,000 |
| 2022 | $1,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 928 E Montgomery Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 928 E Montgomery Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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