928 Cossa Ct, Santa Maria, CA 93454 Property Records

Santa Barbara County property record for 928 Cossa Ct, Santa Maria, CA 93454 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,437 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Mar 2019)
Tax Bill	$5,910 (2025)
Deeds & Mortgages	May 2023 Transfer Aug 2021 Reverse Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`128-046-061`

Property Details

APN / Parcel Number

Primary APN	`128-046-061`
Alternative APN	`12804661`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,437 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	928 COSSA CT
City	SANTA MARIA
State	CA
Zip	93454-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 96 PG 24 LOT 101
Legal Subdivision	PIONEER VILLAGE ESTATES
Legal Lot Number	101
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	2
Census Block	2011
Census Tract	2211

Owner

Source: Santa Barbara County records · APN 128-046-061

Assessment roll updated July 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Intrafamily Transfer, Transfer
Aug 17, 2021	Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK
Oct 06, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 06, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 06, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 28, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE
Mar 28, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	201911901
Last Transfer Date	Apr 18, 2023
Transfer Doc	0000014359
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	May 19, 2023
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Document Number	0000014359
Map Reference	MB 96 PG 24-36
Instrument Date	Apr 18, 2023
Instrument	2023-0014359
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	928 COSSA CT, SANTA MARIA, CA 93454-3406

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 COSSA CT, SANTA MARIA, CA 93454-3406

Mortgage

Document Number	0000059006
Date	Aug 17, 2021
Instrument	2021-0059006

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	746 Months
Due	Oct 08, 2083

Interest

Rate Type	Adjustable Rate
Rate	2.66%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2021
Change Frequency	Annually
Index	1-Year CMT
Margin	2

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 COSSA CT, SANTA MARIA, CA 93454-3406

Mortgage

Document Number	0000055257
Date	Oct 06, 2020
Instrument	2020-0055257

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 01, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Document Number	0000055258
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 COSSA CT SANTA MARIA CA 934543406, SANTA MARIA, CA 93454-3406

Mortgage

Document Number	0000055258
Date	Oct 06, 2020
Instrument	55258

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.74%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Document Number	0000029133
Instrument Date	Jul 06, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 COSSA CT SANTA MARIA CA 934543406, SANTA MARIA, CA 93454-3406

Mortgage

Document Number	0000029133
Date	Jul 12, 2019
Instrument	29133

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Jul 11, 2083

Interest

Rate Type	Adjustable Rate
Rate	4.4%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Document Number	0000029132
Instrument Date	Jul 06, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 COSSA CT SANTA MARIA CA 934543406, SANTA MARIA, CA 93454-3406

Mortgage

Document Number	0000029132
Date	Jul 12, 2019
Instrument	29132

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Jul 11, 2083

Interest

Rate Type	Adjustable Rate
Rate	4.4%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 28, 2019
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Document Number	0000011901
Map Reference	MB 96 PG 24-36
Instrument Date	Mar 04, 2019
Instrument	2019-0011901
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	928 COSSA CT, SANTA MARIA, CA 93454-3406

Mortgage

Document Number	0000011902
Date	Mar 28, 2019
Instrument	2019-0011902

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 28, 2019
Property Address	928 COSSA CT, SANTA MARIA, CA 93454-3406
Document Number	0000011900
Instrument Date	Mar 04, 2019
Instrument	11900
Transaction Type	Transfer
Record Updated	Apr 05, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5003 WATERBECK ST FULSHEAR TX 774414144, FULSHEAR, TX 77441-4144

Tax Assessment & Valuation

Source: Santa Barbara County records · Assessment roll updated July 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Maria City
Elementary School District	Santa Maria-Bonita Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$540,462 (+2%) Land $170,671 Building $369,791
2025	$5,910.00 (+4.77%) Homeowner's exemption	$529,866 (+4.04%) Land $167,325 Building $362,541
2024	$5,641.00 (+1.88%)
2023	$5,537.00 (+1.58%) Homeowner's exemption Additional exemption filed	$509,293 Land $160,829 Building $348,464
2022	$5,451.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Barbara County (06083C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060830022112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 720 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier, Verizon, Surfnet Communications, Kcindur Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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