San Diego County property record for 928 Concepcion Ave, Spring Valley, CA 91977 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,324 sqft · built 1961 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Mar 2022) |
| Tax Bill | $9,749 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Mar 2022 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-300-22-00 |
| Primary APN | 584-300-22-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,324 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 11,600 sqft (0.266 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 928 CONCEPCION AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 7 LOTS 18 THRU 20 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 7 |
| Legal Lot Number | 18-20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13908 |
Source: San Diego County records · APN 584-300-22-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 10, 2024 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Mar 16, 2022 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 28, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 21, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Sep 21, 2018 | Grant Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Jul 12, 2018 | Deed of Trust, Mortgage EMPRISE REALTY GROUP LLC |
| Jul 13, 2018 | Grant Deed, Transfer LAWYERS TITLE |
| Jul 13, 2018 | Affidavit of Death, Transfer LAWYERS TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on Record |
| Deed Sale | Mar 16, 2022 · Amount on Record |
| Prior Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 2022117902 |
| Prior Transfer Date | Sep 06, 2007 |
| Prior Transfer Doc | 0000599428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000118397 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024-0118397 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79925 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 02, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 16, 2022 |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000117902 |
| Map Reference | MAP 441 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-0117902 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000117903 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-0117903 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000327147 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-0327147 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORSICANA, TX 75109 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000430847 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 928 CONCEPCION AVE SPRING VALLEY CA 919774903, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000430847 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 430847 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2018 |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000396039 |
| Map Reference | MAP 441 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018-0396039 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Investor | Possibly a Property Investor |
| Document Number | 0000396040 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018-0396040 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000286663 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5663 BALBOA AVE #495 SAN DIEGO CA 921112705, 495, SAN DIEGO, CA 92111-2705 |
| Document Number | 0000286663 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 286663 |
| Name | EMPRISE REALTY GROUP LLC |
|---|---|
| Address | 771 JAMACHA RD # 395, EL CAJON, CA 92019-3202 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2018 |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000286662 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 286662 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $365.75 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5663 BALBOA AVE #495 SAN DIEGO CA 921112705, 495, SAN DIEGO, CA 92111-2705 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2018 |
| Property Address | 928 CONCEPCION AVE, SPRING VALLEY, CA 91977-4903 |
| Document Number | 0000286661 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 286661 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 CONCEPCION AVE SPRING VALLEY CA 919774903, SPRING VALLEY, CA 91977-4903 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $784,759 (+2%) Land $539,523 Building $245,236 | |
| 2025 | $9,749.00 (+12.61%) Homeowner's exemption | $769,373 (+10.23%) Land $528,945 Building $240,428 |
| 2023 | $8,657.00 (+33.04%) Homeowner's exemption | $698,000 Land $479,000 Building $219,000 |
| 2022 | $6,507.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730139081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2026, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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