Sacramento County property record for 928 Carter St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 1999 |
| Lot Size | 0.157 acres (6,831 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $645,000 (Oct 2023) |
| Tax Bill | $7,344 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Oct 2023 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1690-051-0000 |
| Primary APN | 072-1690-051-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,831 sqft (0.157 acres) |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 928 CARTER ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP-SF (6,5 |
| Legal Description | WILLOW SPRINGS 05, LOT 54 |
| Legal Subdivision | WILLOW SPRINGS 05 |
| Legal Lot Number | 54 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 8508 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Aug 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage XPERT HOME LENDING INC |
| Oct 26, 2023 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 26, 2023 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Oct 26, 2023 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG |
| May 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 2, 2019 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG |
| May 19, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Apr 2, 2019 · Amount on Record |
| Deed Book / Page | 20231026 / 137 |
| Prior Transfer Date | Aug 17, 2001 |
| Prior Transfer Doc | 2001002007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000534 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 202508110534 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SUWANEE, GA 30024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 26, 2023 |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000137 |
| Map Reference | MB 250 MAP 6 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 202310260137 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000138 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 202310260138 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 26, 2023 |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000139 |
| Map Reference | MB 250 PG 6 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 202310260139 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 26, 2023 |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000136 |
| Map Reference | MB 250 PG 6 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 202310260136 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 928 CARTER ST FOLSOM CA 956309569, FOLSOM, CA 95630-9569 |
| Document Number | 2003271035 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2003271035 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 30, 2019 |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 1905300844 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 1905300844 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 928 CARTER ST FOLSOM CA 956309569, FOLSOM, CA 95630-9569 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 2, 2019 |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 1904021284 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 1904021284 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 928 CARTER ST FOLSOM CA 956309569, FOLSOM, CA 95630-9569 |
| Document Number | 1904021285 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 1904021285 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 19, 2017 |
| Property Address | 928 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000745 |
| Book / Page | 170519 / 000745 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $521.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13526 W SPANISH GARDEN DR SUN CITY WEST AZ 853754970, SUN CITY WEST, AZ 85375-4970 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,058 (+2%) Land $265,302 Building $405,756 | |
| 2025 | $7,344.00 (+2.14%) Homeowner's exemption | $657,900 (+24.37%) Land $260,100 Building $397,800 |
| 2024 | $7,190.00 (+12.55%) | |
| 2023 | $6,388.00 (+1.33%) | $528,973 Land $200,791 Building $328,182 |
| 2022 | $6,304.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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