928 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 928 Bertch Ave, Waterloo, IA 50702 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1911
Square Footage	1,124 sqft Living Area
Lot Size	6,985 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$125,500 (2022)
Tax Bill	$2,496.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-205-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,124 sqft Living Area
1st Floor	550 sqft 1st Floor
Basement Area	550 sqft Basement
Unfinished Basement	550 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,985 sqft (0.16 acres)
Depth X Width	127 ft x 55 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	960 sqft Garage
Patio Area	336 sqft Patio
Porch	1 Porch
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	928 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-3110
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GREENFIELD ADDITION LOT 1 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREENFIELD ADDITION
Legal Block	5
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2007
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-205-007

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	928 BERTCH AVE, WATERLOO, IA 50702-3110
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Doc Number	202217025
Record Refreshed	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 23, 2022
Property Address	928 BERTCH AVE, WATERLOO, IA 50702-3110
Document Number	202200017025
Instrument Date	Feb 22, 2022
Instrument	202200017025
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 BERTCH AVE, WATERLOO, IA 50702-3110

Mortgage

Document Number	202200017026
Date	Feb 23, 2022
Instrument	202200017026

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00	$124,260 (+8.03%) Land $17,340 Building $106,920	$124,260 (+8.03%) Land $17,340 Building $106,920
2024	$2,496.00 (+21.99%)
2023		$115,020 (+23.45%) Land $17,340 Building $97,680	$115,020 (+23.45%) Land $17,340 Building $97,680
2022	$2,046.00 Homeowner's exemption	$93,170 Land $17,340 Building $75,830
2021			$93,170 Land $17,340 Building $75,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AO, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.