928 6th St, Howard Lake, MN 55349 Property Records

Wright County property record for 928 6th St, Howard Lake, MN 55349

Property Summary

Property Type	Restaurant
Details	3,792 sqft · built 1979
Lot Size	0.327 acres (14,244 sqft)
Owner	Company Name on Record
Last Sale	$235,300 (Jul 2018)
Tax Bill	$19,428 (2026)
Deeds & Mortgages	Jul 2018 Sale Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`109-010-016060`

Property Details

APN / Parcel Number

Primary APN	`109-010-016060`

Interior

Building Area	3,792 sqft Total Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Lot Area	14,244 sqft (0.327 acres)

Location & Zoning

Street Address	928 6TH ST
City	HOWARD LAKE
State	MN
Zip	55349-5647
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	SECT-03 TWP-118 RANGE-027 ORIGINAL PLAT HOWARD LK LOT-006 BLOCK-016 LTS 6 & 7 BLK 16 EX TH PRT SHWN AS PARCEL 50 ON MNDOT R/W
Legal Range	027
Legal Township	118
Legal Section	03
Legal Subdivision	ORIGINAL PLAT HOWARD LK
Legal Block	16,16
Legal Lot Number	6-7
Jurisdiction	WRIGHT MN
Township / Civil Division	HOWARD LAKE
Census Block Group	2
Census Block	2016
Census Tract	101200

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3005 CEDAR BLVD, HOWARD LAKE, MN 55349-5669
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Warranty Deed, Transfer CENTRAL LAND TITLE
Mar 10, 2017	Loan Modification, Mortgage CITIZENS ALLIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Feb 12, 2002 · Amount on Record
Deed Document Number	20181374268
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 9, 2018
Property Address	928 6TH ST, HOWARD LAKE, MN 55349-5647
Document Number	0001374268
Instrument Date	Jul 2, 2018
Instrument	1374268
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CENTRAL LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$776.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 CEDAR BLVD, HOWARD LAKE, MN 55349-5669

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	928 6TH ST, HOWARD LAKE, MN 55349-5647
Document Number	0001338806
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	CENTRAL LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5091 IMHOFF AVE SW HOWARD LAKE MN 553495231, HOWARD LAKE, MN 55349-5231

Mortgage

Document Number	0001338806
Date	Mar 14, 2017
Instrument	1338806

Lender

Name	CITIZENS ALLIANCE BK
Type	Bank
Address	HOWARD LAKE, MN 55349

Agreement

Term	24 Months
Due	Mar 13, 2019

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Howard Lake City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,428.00 (-13.68%)	$387,600 (+6.78%) Land $78,900 Building $308,700	$387,600 (+6.78%) Land $78,900 Building $308,700
2025		$363,000 (+35.9%) Land $76,400 Building $286,600	$363,000 (+35.9%) Land $76,400 Building $286,600
2023	$22,506.00 (+45.27%)	$267,100 Land $69,100 Building $198,000	$267,100 Land $69,100 Building $198,000
2022	$15,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Howard Lake serves 2,180 people · EPA ID MN1860010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	15 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nuvera Communications, Verizon.

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