928 3rd St, Los Banos, CA 93635 Property Records

Merced County property record for 928 3rd St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1900
Lot Size	0.107 acres (4,650 sqft)
Owner	Individual Name on Record
Last Sale	$80,500 (Apr 2010)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-261-016-000`

Property Details

APN / Parcel Number

Primary APN	`025-261-016-000`
Alternative APN	`025-261-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,650 sqft (0.107 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	324 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	025-261-016
Street Address	928 3RD ST
City	LOS BANOS
State	CA
Zip	93635-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS NE 62 LOTS 17-19 BLK 75
Legal Subdivision	LOS BANOS
Legal Block	75
Legal Lot Number	17-19
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3021
Census Tract	2201

Owner

Source: Merced County records, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 3RD ST, LOS BANOS, CA 93635-4127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2010 · Amount on Record
Deed Sale	Apr 15, 2010 · Amount on Record
Prior Sale	Jan 22, 2010 · Amount on Record
Deed Document Number	201013838
Prior Transfer Date	Jan 11, 2010
Prior Transfer Doc	0000002552
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	928 3RD ST, LOS BANOS, CA 93635-4127
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 3RD ST, LOS BANOS, CA 93635-4127

Mortgage

Document Number	0000029453
Date	Jul 2, 2021
Instrument	2021029453

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,067.00 (-1.11%) Homeowner's exemption	$103,897 (+4.04%) Land $12,901 Building $90,996
2024	$1,079.00 (+5.99%)
2023	$1,018.00 (+1.7%) Homeowner's exemption	$99,864 Land $12,401 Building $87,463
2022	$1,001.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20