92785 Regal Ln, Springfield, OR 97478 Property Records

Lane County property record for 92785 Regal Ln, Springfield, OR 97478

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,782 sqft · built 1986
Lot Size	3.21 acres (139,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Feb 2020)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`16-02-10-40-03502-000`

Property Details

APN / Parcel Number

Primary APN	`16-02-10-40-03502-000`
Alternative APNs	`4158919` `1865334`

Interior

Full Baths	2 Baths
Building Area	1,782 sqft Finished Area

Exterior

Year Built	Built 1986
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	139,828 sqft (3.21 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1865334
Street Address	92785 REGAL LN
City	SPRINGFIELD
State	OR
Zip	97478-9766
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:2 SEC/TWN/RNG/MER:SEC 10 TWN 16 RNG 02
Legal Range	02W
Legal Township	16S
Legal Section	10
Legal Quarter	SE
Legal Lot Number	2
Jurisdiction	LANE OR
Township / Civil Division	MARCOLA
Census Block Group	2
Census Block	2035
Census Tract	200

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	92785 REGAL LN, SPRINGFIELD, OR 97478-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 16, 2026	Intrafamily Transfer, Transfer · Construction Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	2020-006496
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	92785 REGAL LN, SPRINGFIELD, OR 97478-9766
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043358
Date	Jun 30, 2021
Instrument	2021-043358

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Mar 16, 2026
Property Address	92785 REGAL LN, SPRINGFIELD, OR 97478-9766
Document Number	0000008173
Map Reference	DOC 2014-031391
Instrument Date	Mar 11, 2026
Instrument	2026-008173
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	92785 REGAL LN, SPRINGFIELD, OR 97478-9766

Mortgage

Document Number	0000008174
Date	Mar 16, 2026
Instrument	2026-008174

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Max Rate	12%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Marcola School District 79J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (+7.21%)	$181,459 (+6.09%)	$328,469 (+3.73%) Land $184,163 Building $144,306
2023	$2,123.00	$171,043	$316,670 Land $173,388 Building $143,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 81% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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