9278 Rum Run, Findlay, OH 45840 Property Records

Hancock County property record for 9278 Rum Run, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,800 sqft · built 2000
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2018)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1010-220-06-016.000`

Property Details

APN / Parcel Number

Primary APN	`1010-220-06-016.000`
Alternative APN	`280001017258`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	144 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9278 RUM RUN
City	FINDLAY
State	OH
Zip	45840-1694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY-DOLD FARMS 3RD ADD LOT 155
Legal Subdivision	LIBERTY-DOLD FARMS
Legal Lot Number	155
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1042
Census Tract	1000

Owner

Source: Hancock County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9278 RUM RUN, FINDLAY, OH 45840-1694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 2, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 10, 2018	Land Contract, Transfer · Seller Carry-Back TRINA FRAZEE
Sep 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Oct 22, 2001 · Amount on Record
Deed Document Number	20185601
Deed Book / Page	2541 / 1291
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	02526/1308
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	9278 RUM RUN, FINDLAY, OH 45840-1694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2536/2060
Date	Apr 20, 2018
Book Page	2536/2060
Instrument	201800002974

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	9278 RUM RUN, FINDLAY, OH 45840-1694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2515/0359
Date	Mar 2, 2017
Book Page	2515/0359
Instrument	201700001847

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	9278 RUM RUN, FINDLAY, OH 45840-1694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2567/1892
Date	Apr 14, 2020
Book Page	2567/1892
Instrument	202000003185

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	May 1, 2033

July 2018: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HANCOCK OH
Recording Date	Jul 10, 2018
Property Address	9278 RUM RUN, FINDLAY, OH 45840-1694
Document Number	02541/1291
Book / Page	2541 / 1291
Instrument Date	Jun 29, 2018
Instrument	201800005601
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9278 RUM RUN, FINDLAY, OH 45840-1694

Mortgage

Document Number	201800005536
Date	Jul 10, 2018
Instrument	201800005536

Lender

Name	TRINA FRAZEE
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	359 Months
Due	Jun 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Sep 26, 2017
Property Address	9278 RUM RUN, FINDLAY, OH 45840-1694
Document Number	02526/1308
Book / Page	2526 / 1308
Instrument Date	Aug 17, 2017
Instrument	201700008268
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9278 RUM RUN, FINDLAY, OH 45840-1694

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00 (+28.82%) Homeowner's exemption	$89,570 (+34.94%) Land $15,910 Building $73,660	$255,930 (+34.96%) Land $45,470 Building $210,460
2024	$2,467.00 (+2.41%)	$66,380 (-) Land $11,790 Building $54,590
2023	$2,409.00 Homeowner's exemption	$66,380 Land $11,790 Building $54,590
2022			$189,640 Land $33,680 Building $155,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, T-Mobile.

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