9278 Lapwing Ct, Columbia, MD 21045 Property Records

Howard County property record for 9278 Lapwing Ct, Columbia, MD 21045

Property Summary

Property Type	Townhouse
Details	3 ba · 1,452 sqft · built 1973
Lot Size	0.051 acres (2,214 sqft)
Owner	Individual Name on Record
Last Sale	$78,900 (Nov 1983)
Tax Bill	$4,019 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-102970`

Property Details

APN / Parcel Number

Primary APN	`16-102970`
Alternative APN	`102970`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,452 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	2,214 sqft (0.051 acres)
Deck Area	190 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	102970
Street Address	9278 LAPWING CT
City	COLUMBIA
State	MD
Zip	21045-4007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT A 68 S 1 AR 6 9278 LAPWING CT VIL LONGREACH
Legal Subdivision	VILLAGE LONG REACH
Legal Lot Number	A 68
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606604

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9278 LAPWING CT, COLUMBIA, MD 21045-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 1983 · Amount on Record
Deed Sale	Nov 9, 1983 · Amount on Record
Deed Book / Page	1207 / 184
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	May 26, 2026
Property Address	9278 LAPWING CT, COLUMBIA, MD 21045-4007
Document Number	2325000279
Book / Page	23251 / 279
Instrument Date	Apr 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9278 LAPWING CT, COLUMBIA, MD 21045-4007

Mortgage

Document Number	2325000279,
Date	May 26, 2026
Book Page	23251/279

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,400 (+8.35%) Land $160,000 Building $194,400	$354,400 (-) Land $160,000 Building $194,400
2025	$4,019.00 (+32.25%) Homeowner's exemption	$327,100 (+20.04%)	$354,400 (+30.06%) Land $160,000 Building $194,400
2023		$272,500 Land $100,000 Building $172,500	$272,500 Land $100,000 Building $172,500
2022	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880