9278 Lakeside Trl, Champlin, MN 55316 Property Records

Hennepin County property record for 9278 Lakeside Trl, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,073 sqft · built 1989
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-22-0011`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-22-0011`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,073 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,073 sqft
Basement Area	806 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	132 ft deep x 81 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	559 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9278 LAKESIDE TRL
City	CHAMPLIN
State	MN
Zip	55316-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 001 T PARKVIEW AT ELM CREEK SW 81X132X57X120
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	22
Legal Subdivision	PARKVIEW AT ELM CREEK
Legal Block	1
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3006
Census Tract	26907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9278 LAKESIDE TRL, CHAMPLIN, MN 55316-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTH MEMORIAL FCU
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9278 LAKESIDE TRL, CHAMPLIN, MN 55316-2609
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5979578
Date	Oct 18, 2022
Instrument	T5979578

Lender

Name	NORTH MEMORIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55422

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 20, 2027

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9278 LAKESIDE TRL, CHAMPLIN, MN 55316-2609
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05790994
Date	Jan 14, 2021
Instrument	T05790994

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Dec 1, 2044

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9278 LAKESIDE TRL, CHAMPLIN, MN 55316-2609
Document Number	0005677638
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9278 LAKESIDE TRL CHAMPLIN MN 553162609, CHAMPLIN, MN 55316-2609

Mortgage

Document Number	0005677638
Date	Jan 13, 2020
Instrument	5677638

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 12, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9278 LAKESIDE TRL, CHAMPLIN, MN 55316-2609
Document Number	0005568237
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9278 LAKESIDE TRL CHAMPLIN MN 553162609, CHAMPLIN, MN 55316-2609

Mortgage

Document Number	0005568237
Date	Oct 15, 2018
Instrument	5568237

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 (+3.79%)	$341,100 (-1.7%) Land $78,800 Building $262,300	$341,100 (-1.7%) Land $78,800 Building $262,300
2023	$3,874.00 Homeowner's exemption
2022		$347,000 Land $94,000 Building $253,000	$347,000 Land $94,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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