Baldwin County property record for 9278 Appache Ln, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,337 sqft · built 2016 |
| Lot Size | 0.305 acres (13,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,755 (Apr 2016) |
| Tax Bill | $1,654 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-05-15-0-000-045.007 |
| Primary APN | 43-05-15-0-000-045.007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,337 sqft Heated Area |
| 1st Floor Area | 2,337 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,300 sqft (0.305 acres) |
| Lot Dimensions | 140 ft deep x 95 ft wide |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 331438 |
|---|---|
| Street Address | 9278 APPACHE LN |
| City | DAPHNE |
| State | AL |
| Zip | 36526-6490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95' X 140' LOT 71 OTTAWA SPRINGS PHASE TWO SLIDE 2355-F IN THE CITY OF DAPHNE SEC 15-T5S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | OTTAWA SPRINGS PH TWO |
| Legal Phase | 2 |
| Legal Lot Number | 71 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10709 |
9278 Appache Ln is owned and occupied by an individual who bought it in April 2016.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9278 APPACHE LN, DAPHNE, AL 36526-6490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 15, 2019 | Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2016 · Amount on File |
| Deed Sale | Apr 18, 2016 · Amount on File |
| Deed Document Number | 20161566110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9278 APPACHE LN, DAPHNE, AL 36526-6490 |
| Document Number | 0001803306 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9278 APPACHE LN DAPHNE AL 365266490, DAPHNE, AL 36526-6490 |
| Document Number | 0001803306 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 1803306 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9278 APPACHE LN, DAPHNE, AL 36526-6490 |
| Document Number | 0001803305 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9278 APPACHE LN DAPHNE AL 365266490, DAPHNE, AL 36526-6490 |
| Document Number | 0001803305 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 1803305 |
| Name | PINGORA LOAN SVCNG |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 9278 Appache Ln was $1,654 with a homeowner's exemption, down 2.9% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,654.00 (-2.88%) Homeowner's exemption | ||
| 2025 | $1,703.00 | $38,000 Land $7,160 Building $30,840 | $379,800 Land $71,500 Building $308,300 |
| 2023 | $1,352.00 (+24.95%) Homeowner's exemption | $30,380 (+15.87%) | $303,700 (+15.83%) Land $40,000 Building $263,700 |
| 2022 | $1,082.00 (+9.18%) Homeowner's exemption | $26,220 | $262,200 Land $34,200 Building $228,000 |
| 2021 | $991.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9278 Appache Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2014–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9278 Appache Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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