9278 127th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 9278 127th Dr, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,802 sqft · built 2022
Lot Size	1.44 acres (63,000 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Jul 2022)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-02S-13E-08168-000011`

Property Details

APN / Parcel Number

Primary APN	`27-02S-13E-08168-000011`
Alternative APN	`08168000011`

Interior

Full Baths	2 Baths
Building Area	1,802 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	63,000 sqft (1.44 acres)
Garage Type	Detached
Garage Area	780 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9278 127TH DR
City	LIVE OAK
State	FL
Zip	32060-4478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 1 POOLES SUB ORB 2284 P 110-12 WD YR 2022 ORB 2372 P 492 WD YR 2023
Legal Subdivision	POOLES SUB
Legal Lot Number	1
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1013
Census Tract	970402

Owner

9278 127th Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Suwannee County records, as of February 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9278 127TH DR, LIVE OAK, FL 32060-4478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC
Jul 19, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 17, 2020	Warranty Deed, Transfer · Conventional with PMI CARLA JILL PEPPERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	2022255056
Deed Book / Page	2372 / 492
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 14, 2022
Property Address	9278 127TH DR, LIVE OAK, FL 32060-4478
Document Number	0000255056
Book / Page	2372 / 492
Map Reference	MB 1 PG 130
Instrument Date	Jul 13, 2022
Instrument	2022255056
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9286 127TH DR, LIVE OAK, FL 32060-4478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9278 127TH DR, LIVE OAK, FL 32060-4478

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Jul 19, 2021
Property Address	9278 127TH DR, LIVE OAK, FL 32060-4478
Document Number	0000240781
Book / Page	2284 / 110
Map Reference	MB 1 PG 130
Instrument Date	Jul 15, 2021
Instrument	2021240781
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9278 127TH DR, LIVE OAK, FL 32060-4478

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 17, 2020
Property Address	9286 127TH DR, LIVE OAK, FL 32060-4478
Document Number	0000228779
Book / Page	002204 / 000485
Instrument Date	Jan 1, 2020
Instrument	228779
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9286 127TH DR LIVE OAK FL 320604478, LIVE OAK, FL 32060-4478

Mortgage

Document Number	228780
Date	Aug 17, 2020
Book Page	002205/000498
Instrument	228780

Lender

Name	CARLA JILL PEPPERS
Address	205 DUVAL ST NW, LIVE OAK, FL 32064-1722

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Aug 16, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 9278 127th Dr was $3,840 with a homeowner's exemption, up 9.4% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 (+9.4%) Homeowner's exemption	$269,877 Land $5,040 Building $264,837	$269,877 Land $5,040 Building $264,837
2024	$3,510.00 (-19.09%)
2023	$4,338.00 (+1,157.39%) Homeowner's exemption	$286,040 (+1,512.04%) Land $5,040 Building $281,000	$286,040 (+1,512.04%) Land $5,040 Building $281,000
2022	$345.00 Homeowner's exemption	$17,744	$17,744 Land $1,764 Building $15,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9278 127th Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2012–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9278 127th Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	200 / 20

May also be available: Xfinity.

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