9276 White Pine Rd, Cook, MN 55723 Property Records

St. Louis County property record for 9276 White Pine Rd, Cook, MN 55723

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 583 sqft · built 1960
Lot Size	0.986 acres (42,985 sqft)
Owner	Individual Name on File
Last Sale	$317,000 (Feb 2024)
Tax Bill	$2,228 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`250-0110-00410`

Property Details

APN / Parcel Number

Primary APN	`250-0110-00410`
Alternative APNs	`1084705` `1162310`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	583 sqft Gross Area
1st Floor Area	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	42,985 sqft (0.986 acres)
Deck Area	20 sqft
Storage Building	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1162310
Street Address	9276 WHITE PINE RD
City	COOK
State	MN
Zip	55723-7403
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 37 SERIAL #
Legal Subdivision	WHITESAND BEACH
Legal Lot Number	37
Jurisdiction	ST LOUIS MN
Township / Civil Division	BEATTY
Census Block Group	2
Census Block	2066
Census Tract	15501

Owner

Source: St. Louis County records · APN 250-0110-00410

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13261 182ND LN NW, ELK RIVER, MN 55330-1821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF GILBERT
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH STAR CU
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTH STAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	20241483002
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 13, 2024
Property Address	9276 WHITE PINE RD, COOK, MN 55723-7403
Document Number	0001483002
Instrument Date	Feb 07, 2024
Instrument	1483002
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13261 182ND LN NW, ELK RIVER, MN 55330-1821

Mortgage

Document Number	0001483003
Date	Feb 13, 2024
Instrument	1483003

Lender

Name	FIRST NATIONAL BANK OF GILBERT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 23, 2034

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9276 WHITE PINE RD, COOK, MN 55723-7403
Transaction Type	Mortgage
Record Updated	Oct 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001445848
Date	Jun 21, 2022
Instrument	1445848

Lender

Name	NORTH STAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2032

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 24, 2020
Property Address	9276 WHITE PINE RD, COOK, MN 55723-7403
Document Number	00A1372099
Instrument Date	Jan 07, 2020
Instrument	A1372099
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41771 FLINK AVE NORTH BRANCH MN 550565235, NORTH BRANCH, MN 55056-5235

Mortgage

Document Number	A1372100
Date	Jan 24, 2020
Instrument	A1372100

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 23, 2025

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Beatty Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,228.00 (+4.7%)
2025	$2,128.00 (+41.49%)	$244,000 (+13.49%) Land $169,200 Building $74,800	$244,000 (+13.49%) Land $169,200 Building $74,800
2024		$215,000 (+57.74%) Land $154,800 Building $60,200	$215,000 (+57.74%) Land $154,800 Building $60,200
2023	$1,504.00
2022		$136,300 Land $117,000 Building $19,300	$136,300 Land $117,000 Building $19,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 32 locations within half a mile of this property.

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