9275 Mandy St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 9275 Mandy St, Punta Gorda, FL 33982

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$42,500 (Feb 2024)
Tax Bill	$223 (2025)
Deeds & Mortgages	Feb 2024 Sale & Construction Loan Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`412323301001`

Property Details

APN / Parcel Number

Primary APN	`412323301001`
Alternative APNs	`00811555001001` `10004709006`

Exterior

Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00811555001001
Street Address	9275 MANDY ST
City	PUNTA GORDA
State	FL
Zip	33982-2358
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MHC
Legal Description	GATOR CREEK EST LT 1 106/625 DC1735/2198 PR99-892 1738/1753 4513/1588 5063/388 3364804
Legal Range	23E
Legal Township	41S
Legal Section	23
Legal Subdivision	GATOR CREEK EST
Legal Tract	GCE
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2088
Census Tract	10503

Owner

9275 Mandy St, residential vacant land, is owned and occupied by two individuals who bought it in February 2024.

Source: Charlotte County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9275 MANDY ST, PUNTA GORDA, FL 33982-2358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Construction Loan · Construction Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 28, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 9, 2019	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	20243364804
Prior Transfer Date	Oct 28, 2022
Prior Transfer Doc	0050630388
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 1, 2024
Property Address	9275 MANDY ST, PUNTA GORDA, FL 33982-2358
Document Number	0003364804
Map Reference	MB 11 PG 15
Instrument Date	Jan 31, 2024
Instrument	3364804
Transaction Type	Construction Loan
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3490 MELISSA CT, PORT CHARLOTTE, FL 33980-2265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9275 MANDY ST, PUNTA GORDA, FL 33982-2358

Mortgage

Document Number	0003364805
Date	Feb 1, 2024
Instrument	3364805

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 28, 2022
Property Address	9275 MANDY ST, PUNTA GORDA, FL 33982-2358
Document Number	0050630388
Book / Page	5063 / 388
Map Reference	MB 11 PG 15
Instrument Date	Oct 28, 2022
Instrument	3164324
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3490 MELISSA CT, PORT CHARLOTTE, FL 33980-2265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 MELISSA CT, PORT CHARLOTTE, FL 33980-2265

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 9, 2019
Property Address	9275 MANDY ST, PUNTA GORDA, FL 33982-2358
Document Number	0045131588
Book / Page	004513 / 001588
Instrument Date	Dec 6, 2019
Instrument	2766863
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3490 MELISSA CT PORT CHARLOTTE FL 339802265, PORT CHARLOTTE, FL 33980-2265

Tax Assessment & Valuation

The 2025 property tax bill for 9275 Mandy St was $223, down 60.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$223.00 (-60.11%)	$14,843 Land $13,056 Building $1,787	$14,843 Land $13,056 Building $1,787
2024	$559.00 (+3.52%)
2023	$540.00 (+19.47%)	$13,864 (+2.42%)	$16,310 (+20.48%) Land $14,208 Building $2,102
2022	$452.00	$13,537 Land $11,750 Building $1,787	$13,537 Land $11,750 Building $1,787

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9275 Mandy St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9275 Mandy St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
CenturyLink Fiber	1,000 / 1,000
Ethx Fixed Wireless	500 / 50

May also be available: T-Mobile, Verizon.

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