Black Hawk County property record for 927 W 4th St, Waterloo, IA 50702
| Property Type | Medical Building |
|---|---|
| Details | 4,332 sqft · built 1959 |
| Lot Size | 0.529 acres (23,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,730 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-332-001 |
| Primary APN | 8913-26-332-001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,332 sqft Gross Area |
| 1st Floor Area | 4,332 sqft |
| Basement Area | 4,332 sqft |
| Unfinished Basement | 4,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Fire Resistance | Fireproof Steel Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 23,040 sqft (0.529 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 927 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2801 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | JOHNSONS ADDITION LOT 5 BLK 1 LOT 6 BLK 1 SW 120 FT LOT 14 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | JOHNSONS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 5-6,14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 200 |
927 W 4th St, a commercial property, is owned by two individuals who acquired it in October 2023.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1906 WINTER RIDGE RD, CEDAR FALLS, IA 50613-4774 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2023 |
| Transfer Doc | 0000005667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 927 W 4TH ST, WATERLOO, IA 50702-2801 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1906 WINTER RIDGE RD, CEDAR FALLS, IA 50613-4774 |
| Document Number | 202200003730 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 202200003730 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54901 |
| Term | 59 Months |
|---|---|
| Due | Jul 15, 2026 |
The 2025 property tax bill for 927 W 4th St was $10,730, down 1.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,730.00 (-1.63%) | $335,920 Land $57,600 Building $278,320 | $335,920 Land $57,600 Building $278,320 |
| 2024 | $10,908.00 | ||
| 2023 | $335,920 (+15.25%) Land $57,600 Building $278,320 | $335,920 Land $57,600 Building $278,320 | |
| 2022 | $8,410.00 | $291,460 Land $46,080 Building $245,380 | |
| 2021 | $291,460 Land $46,080 Building $245,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 927 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 927 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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