Hamilton County property record for 927 Vine St, Chattanooga, TN 37403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,744 sqft · built 1991 |
| Lot Size | 0.433 acres (18,900 sqft) |
| Owner | Company Name on File |
| Last Sale | $875,000 (Dec 2025) |
| Tax Bill | $2,394 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146A P 015 |
| Primary APN | 146A P 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,744 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,900 sqft (0.433 acres) |
| Lot Dimensions | 135 ft deep x 140 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000071804 |
|---|---|
| Street Address | 927 VINE ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LTS 56&57 CITY WATER CO ADD ON FORTWOOD PB 1 PG 22 PT LT 12 WATKINS FORTWOOD ADD PB 2 PG 49 |
| Legal Subdivision | CITY WATER CO ADDN |
| Legal Lot Number | 56,57 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Wood Historic District listed 1979 · 106 contributing resources · NRIS 79002437 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
927 Vine St is owned by a company that bought it in December 2025.
Source: Hamilton County records, as of May 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1515 EDGEWOOD CIR, CHATTANOOGA, TN 37405-2436 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Jan 10, 2024 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Jun 9, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Jan 10, 2024 | Deed of Trust, Mortgage PINNACLE BANK |
| Dec 31, 2025 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL |
| Dec 31, 2025 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Deed Document Number | 2025199 |
| Deed Book / Page | 14154 / 816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 1, 2026 |
| Property Address | 927 VINE ST, CHATTANOOGA, TN 37403-2320 |
| Document Number | 0000000066 |
| Book / Page | 14282 / 138 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1515 EDGEWOOD CIR, CHATTANOOGA, TN 37405-2436 |
| Document Number | 0000000066, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 14282/138 |
| Instrument | 202666 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 927 VINE ST, CHATTANOOGA, TN 37403-2320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000077 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 13488/439 |
| Instrument | 2024011000077 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 927 VINE ST, CHATTANOOGA, TN 37403-2320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000065 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 13946/334 |
| Instrument | 2025060900065 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 29, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 927 VINE ST, CHATTANOOGA, TN 37403-2320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000078 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 13488/449 |
| Instrument | 2024011000078 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 31, 2025 |
| Property Address | 927 VINE ST, CHATTANOOGA, TN 37403-2320 |
| Document Number | 0000000199 |
| Book / Page | 14154 / 816 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2025123100199 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 EDGEWOOD CIR, CHATTANOOGA, TN 37405-2436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 31, 2025 |
| Property Address | 927 VINE ST, CHATTANOOGA, TN 37403-2320 |
| Document Number | 0000000199 |
| Book / Page | 14154 / 816 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2025123100199 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 EDGEWOOD CIR, CHATTANOOGA, TN 37405-2436 |
The 2025 property tax bill for 927 Vine St was $2,394, down 21.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,394.00 (-21.51%) | $157,975 (+15.86%) | $631,900 (+15.86%) Land $240,000 Building $391,900 |
| 2024 | $3,050.00 | $136,350 (-) | $545,400 (-) Land $160,000 Building $385,400 |
| 2023 | $3,050.00 | $136,350 (-) | $545,400 (-) Land $160,000 Building $385,400 |
| 2022 | $3,050.00 | $136,350 | $545,400 Land $160,000 Building $385,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 927 Vine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 927 Vine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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