927 Two Gates Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 927 Two Gates Cir, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,547 sqft · built 2003
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,162,000 (Nov 2023)
Tax Bill	$11,891 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2017 Mortgage
APN	`0842001000130`

Property Details

APN / Parcel Number

Primary APN	`0842001000130`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,547 sqft Living Area
1st Floor Area	1,461 sqft
Upper Floors Area	1,461 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	131,987 sqft (3.03 acres)
Lot Dimensions	341 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Pool Area	774 sqft
Porch	Slab
Porch Area	557 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	927 TWO GATES CIR
City	CHESAPEAKE
State	VA
Zip	23322-2784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1: RESID
Legal Description	LOT 13 VILLAGE FARMS
Legal Subdivision	VILLAGE FARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1102
Census Tract	21004

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 TWO GATES CIR, CHESAPEAKE, VA 23322-2784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · ARM US BANK NATIONAL ASSOCIATION
May 5, 2017	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Sep 2, 2003 · Amount on Record
Transfer Doc	5025000500
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 17, 2023
Property Address	927 TWO GATES CIR, CHESAPEAKE, VA 23322-2784
Document Number	010708/737
Book / Page	10708 / 737
Instrument Date	Nov 10, 2023
Instrument	230023808
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	TITLECONCEPTS LLC, TITLE CONCEPTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 TWO GATES CIR, CHESAPEAKE, VA 23322-2784

Mortgage

Document Number	0230023809
Date	Nov 17, 2023
Instrument	230023809

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2030
Change Frequency	Annually

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	927 TWO GATES CIR, CHESAPEAKE, VA 23322-2784
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	CCS RECORDING TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009784/764
Date	May 5, 2017
Book Page	9784/764
Instrument	170012172

Lender

Name	BANK OF AMERICA NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,891.00 (+51.94%)	$1,177,300 (+28.29%) Land $250,000 Building $927,300	$1,177,300 (+28.29%) Land $250,000 Building $927,300
2023		$917,700 Land $195,000 Building $722,700	$917,700 Land $195,000 Building $722,700
2019	$7,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Two Gates Cir

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