927 Thornapple Ln, Findlay, OH 45840 Property Records

Hancock County property record for 927 Thornapple Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1968
Lot Size	0.328 acres (14,279 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Mar 1996)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-013-12-001.000`

Property Details

APN / Parcel Number

Primary APN	`1010-013-12-001.000`
Alternative APN	`270000054390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,279 sqft (0.328 acres)
Lot Dimensions	140 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	80 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	927 THORNAPPLE LN
City	FINDLAY
State	OH
Zip	45840-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTMOOR ACRES LOT 27
Legal Subdivision	WESTMOOR ACRES
Legal Lot Number	27
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4016
Census Tract	400

Owner

927 Thornapple Ln is owned and occupied by an individual who bought it in March 1996.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	927 THORNAPPLE LN, FINDLAY, OH 45840-2841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 16, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 1996 · Amount on File
Deed Sale	Mar 8, 1996 · Amount on File
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	927 THORNAPPLE LN, FINDLAY, OH 45840-2841
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 THORNAPPLE LN, FINDLAY, OH 45840-2841

Mortgage

Document Number	002599/512
Date	Nov 8, 2022
Book Page	2599/512
Instrument	202200009925

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	250 Months
Due	Sep 1, 2043

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	927 THORNAPPLE LN, FINDLAY, OH 45840-2841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2575/2727
Date	Nov 19, 2020
Book Page	2575/2727
Instrument	202000011765

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	157 Months
Due	Dec 1, 2033

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	927 THORNAPPLE LN, FINDLAY, OH 45840-2841
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2548/1134
Date	Nov 16, 2018
Book Page	2548/1134
Instrument	201800009541

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 927 Thornapple Ln was $2,384 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00	$76,290 Land $14,150 Building $62,140	$217,980 Land $40,440 Building $177,540
2023	$2,348.00 Homeowner's exemption	$64,650 Land $11,990 Building $52,660
2022			$184,730 Land $34,270 Building $150,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 927 Thornapple Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 927 Thornapple Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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