927 State Rte 8, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 927 State Rte 8, Cold Brook, NY 13324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,968 sqft · built 1889
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Last Sale	$200,340 (Nov 2021)
Tax Bill	$3,379 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Sale & Mortgage
APN	`214489 084.3-2-45.4`

Property Details

APN / Parcel Number

Primary APN	`214489 084.3-2-45.4`
Alternative APN	`167539`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,202 sqft
2nd Floor Area	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	304,920 sqft (7 acres)
Lot Width	697 ft Width
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Canopy	189 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	167539
Street Address	927 STATE ROUTE 8
City	COLD BROOK
State	NY
Zip	13324-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	45.400
Jurisdiction	HERKIMER NY
Township / Civil Division	RUSSIA
Census Block Group	2
Census Block	2066
Census Tract	11503

Owner

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	927 STATE ROUTE 8, COLD BROOK, NY 13324-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 9, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	20216361
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	927 STATE ROUTE 8, COLD BROOK, NY 13324-1914
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20235476
Date	Nov 28, 2023
Instrument	RP2023-5476

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Dec 1, 2041

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Nov 9, 2021
Property Address	927 STATE ROUTE 8, COLD BROOK, NY 13324-1914
Document Number	0020216361
Instrument Date	Nov 8, 2021
Instrument	2021-6361
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 WARNEY RD, REMSEN, NY 13438-5510

Mortgage

Document Number	0020216362
Date	Nov 9, 2021
Instrument	2021-6362

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Russia Town
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,379.00 (-0.27%)
2025	$3,388.00	$151,800 (-) Land $28,000 Building $123,800	$211,127 (+4.31%) Land $38,943 Building $172,184
2023		$151,800 Land $28,000 Building $123,800	$202,400 Land $37,333 Building $165,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
MIDTEL Fiber	500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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