927 Sommerset Dr, Troy, MO 63379 Property Records

Lincoln County property record for 927 Sommerset Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1987
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$177,300 (Feb 2021)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-002-005.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-002-005.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	927 SOMMERSET DR
City	TROY
State	MO
Zip	63379-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 TROJAN LAKE PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	TROJAN LAKE
Legal Lot Number	49
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	810305

Owner

927 Sommerset Dr is owned and occupied by an individual who bought it in February 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	927 SOMMERSET DR, TROY, MO 63379-1663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Feb 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
May 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF OLD MONROE
Feb 12, 2018	Special Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE
Dec 5, 2017	Warranty Deed, Foreclosure
Apr 10, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Aug 2, 2019 · Amount on File
Deed Document Number	20211434
Deed Book / Page	2458 / 945
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	2458/945
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	927 SOMMERSET DR, TROY, MO 63379-1663
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SOMMERSET DR, TROY, MO 63379-1663

Mortgage

Document Number	002515/872
Date	Nov 18, 2025
Book Page	2515/872
Instrument	2025009437

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 8, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Feb 1, 2021
Property Address	927 SOMMERSET DR, TROY, MO 63379-1663
Document Number	2458/945
Book / Page	2458 / 945
Map Reference	MB 10 PG 50
Instrument Date	Oct 22, 2020
Instrument	2021001434
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, CT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SOMMERSET DR, TROY, MO 63379-1663

Mortgage

Document Number	2021001435
Date	Feb 1, 2021
Instrument	2021001435

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 2, 2019
Property Address	927 SOMMERSET DR, TROY, MO 63379-1663
Document Number	2436/0655
Book / Page	2436 / 0655
Map Reference	MB 10 PG 50
Instrument Date	Aug 2, 2019
Instrument	2019006525
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SOMMERSET DR, TROY, MO 63379-1663

Mortgage

Document Number	2019006529
Date	Aug 2, 2019
Instrument	2019006529

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 2, 2018
Property Address	927 SOMMERSET DR, TROY, MO 63379-1663
Document Number	2422/0358
Book / Page	2422 / 0358
Map Reference	MB10 PG50
Instrument Date	Apr 23, 2018
Instrument	2018003720
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SOMMERSET DR, TROY, MO 63379-1663

Mortgage

Document Number	2018003721
Date	May 2, 2018
Instrument	2018003721

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 12, 2018
Property Address	927 SOMMERSET DR, TROY, MO 63379-1663
Document Number	2419/0819
Book / Page	2419 / 0819
Map Reference	MB10 PG50
Instrument Date	Feb 9, 2018
Instrument	2018001172
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 SNYDER RD, TROY, MO 63379-4530

Mortgage

Document Number	2018001173
Date	Feb 12, 2018
Instrument	2018001173

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 5, 2017
Property Address	927 SOMMERSET DR, TROY, MO 63379-1663
Document Number	2417/0886
Book / Page	2417 / 0886
Map Reference	MB10 PG50
Instrument Date	Apr 13, 2017
Instrument	2017011377
Transaction Type	Foreclosure
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2361 MORSE RD, 2361, COLUMBUS, OH 43229-5856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST 1D, BREMEN, OH 43107
Mail Care Of	INFORMATION SYSTEMS NETWORKS CORP
Investor	Possibly a Property Investor

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 10, 2017
Property Address	927 SOMMERSET DR, TROY, MO 63379-1663
Document Number	2409/0641
Book / Page	2409 / 0641
Map Reference	MB10 PG50
Instrument Date	Mar 31, 2017
Instrument	2017003071
Transaction Type	Foreclosure
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 SOMMERSET DR, 927, TROY, MO 63379-1663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 MORSE RD, COLUMBUS, OH 43229-5856

Tax Assessment & Valuation

The 2025 property tax bill for 927 Sommerset Dr was $1,544.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,582 (-) Land $3,488 Building $21,094
2025	$1,544.00	$24,582 Land $3,488 Building $21,094	$129,380 Land $18,360 Building $111,020
2023	$1,421.00 (+5.18%)	$22,340 Land $2,842 Building $19,498	$117,580 Land $14,960 Building $102,620
2022	$1,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 927 Sommerset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 927 Sommerset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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