927 Shady Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 927 Shady Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1980
Lot Size	7.52 acres (327,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,000 (Dec 2015)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043 259`

Property Details

APN / Parcel Number

Primary APN	`043 259`
Alternative APN	`317300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,096 sqft Heated Area
Attic Area	838 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	327,571 sqft (7.52 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Lean-To	256 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	317300
Street Address	927 SHADY LN
City	TOCCOA
State	GA
Zip	30577-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT LOT 10 & LOT 11 SHADY LN
Legal Lot Number	10+
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	1
Census Block	1019
Census Tract	970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 SHADY LN, TOCCOA, GA 30577-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	0001080103
Deed Book / Page	1080 / 103
Last Transfer Date	Dec 21, 2015
Transfer Doc	0010800101
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	927 SHADY LN, TOCCOA, GA 30577-8304
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 SHADY LN, TOCCOA, GA 30577-8304

Mortgage

Document Number	0012580000000409
Date	Jul 12, 2021
Book Page	0000001258/0000000409

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	927 SHADY LN, TOCCOA, GA 30577-8304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011450060
Date	Mar 21, 2018
Book Page	1145/60

Lender

Name	HOMESIDE FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (+77.67%) Homeowner's exemption Senior Citizen's exemption	$109,396 (+68.72%) Land $12,319 Building $97,077	$273,490 (+68.72%) Land $30,798 Building $242,692
2023	$891.00 (-51.34%) Homeowner's exemption	$64,837 (+5.4%) Land $12,319 Building $52,518	$162,094 (+5.4%) Land $30,798 Building $131,296
2022	$1,831.00 Homeowner's exemption	$61,518 Land $12,319 Building $49,199	$153,795 Land $30,798 Building $122,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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