927 Pacific St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 927 Pacific St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,681 sqft)
Owner	2 Trust Names on File
Tax Bill	$909 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-084-038`

Property Details

APN / Parcel Number

Primary APN	`066-084-038`

Exterior

Lot Area	5,681 sqft (0.13 acres)

Location & Zoning

Street Address	927 PACIFIC ST
City	MORRO BAY
State	CA
Zip	93442-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO HTS BL 4 LT 1
Legal Subdivision	MORRO HEIGHTS
Legal Tract	1
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3006
Census Tract	10602

Owner

927 Pacific St is held in a trust since July 1994.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14770 MORRO RD, ATASCADERO, CA 93422-1620
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Intrafamily Transfer, Transfer
Apr 6, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE
Apr 30, 2019	Deed of Trust, Mortgage CALIFORNIA MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 1994
Transfer Doc	0000046409
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 24, 2026
Property Address	927 PACIFIC ST, MORRO BAY, CA 93442-2326
Document Number	0000005398
Map Reference	MB 3 PG 4
Instrument Date	Feb 17, 2026
Instrument	2026005398
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14770 MORRO RD, ATASCADERO, CA 93422-1620

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 6, 2021
Property Address	927 PACIFIC ST, MORRO BAY, CA 93442-2326
Document Number	0000025698
Map Reference	MB 3 PG 4
Instrument Date	Feb 15, 2021
Instrument	2021025698
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 PACIFIC ST, MORRO BAY, CA 93442-2326

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	927 PACIFIC ST, MORRO BAY, CA 93442-2326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015500
Date	Apr 30, 2019
Instrument	2019015500

Lender

Name	CALIFORNIA MORTGAGE SOLUTIONS INC
Address	SAN LUIS OBISPO, CA 93405

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 927 Pacific St was $909, up 1.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$84,186 (+2%) Land $20,225 Building $63,961
2025	$909.00 (+1.68%)	$82,536 Land $19,829 Building $62,707
2024	$894.00 (+11.75%)
2023	$800.00 (+6.81%) Homeowner's exemption	$79,333 Land $19,060 Building $60,273
2022	$749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 927 Pacific St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 927 Pacific St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Pacific St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures