927 Oak St, Adrian, MI 49221 Property Records

Lenawee County property record for 927 Oak St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,860 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XA0-530-4006-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-530-4006-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 46 ft wide
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	927 OAK ST
City	ADRIAN
State	MI
Zip	49221-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 6 BLK 4 GREEN LAWN ADD
Legal Subdivision	GREEN LAWN ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	3
Census Block	3010
Census Tract	61600

Owner

927 Oak St is owned and occupied by two individuals.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	927 OAK ST, ADRIAN, MI 49221-3919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Oct 10, 2023
Property Address	927 OAK ST, ADRIAN, MI 49221-3919
Document Number	0026600505
Book / Page	2660 / 505
Map Reference	LB 3 PG 49
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 OAK ST, ADRIAN, MI 49221-3919

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4740 JOAN LN, PINCKNEY, MI 48169-9379

Mortgage

Document Number	0002660506
Date	Oct 10, 2023
Instrument	2660/506

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	927 OAK ST, ADRIAN, MI 49221-3919
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026170790
Date	Apr 21, 2021
Book Page	2617/790

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 927 Oak St was $1,860 with a homeowner's exemption, up 2.3% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,200 (+15.97%)	$94,400 (+15.97%)
2025	$1,860.00 (+2.25%) Homeowner's exemption	$40,700	$81,400
2024	$1,819.00
2023		$34,300 (+3%)	$68,600 (+3%)
2022		$33,300	$66,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 927 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 927 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

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