927 Main St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 927 Main St, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,160 sqft · built 2002
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Nov 2021)
Tax Bill	$7,655 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03320997`

Property Details

APN / Parcel Number

Primary APN	`09-03320997`
Alternative APNs	`903320997` `03320997`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03320997
Street Address	927 MAIN ST
City	GAITHERSBURG
State	MD
Zip	20878-5547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	LAKELANDS PH 2 SEC 1
Legal Subdivision	LAKELANDS
Legal Phase	2
Legal Block	P
Legal Lot Number	55
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4023
Census Tract	700826

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	927 MAIN ST, GAITHERSBURG, MD 20878-5547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 2, 2020	Correction Deed · Conventional Mortgage ONE AMERICAN BANK
Oct 13, 2017	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Book / Page	64470 / 300
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	0606560321
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 3, 2021
Property Address	927 MAIN ST, GAITHERSBURG, MD 20878-5547
Document Number	0644700300
Book / Page	64470 / 300
Map Reference	MB 192 PL 21701
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	927 MAIN ST, GAITHERSBURG, MD 20878-5547

Mortgage

Document Number	64470306
Date	Nov 3, 2021
Instrument	64470/306

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 2, 2020
Property Address	927 MAIN ST, GAITHERSBURG, MD 20878-5547
Document Number	0606560321
Book / Page	60656 / 321
Map Reference	MB 192 PL 21701
Instrument Date	Aug 4, 2020
Record Updated	Aug 20, 2021
Title Company	LANDMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	927 MAIN ST, GAITHERSBURG, MD 20878-5547

Mortgage

Document Number	0606560326
Date	Oct 2, 2020
Book Page	60656/326

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 13, 2017
Property Address	927 MAIN ST, GAITHERSBURG, MD 20878-5547
Document Number	0550740210
Book / Page	55074 / 210
Map Reference	MB192 PL2170
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 MAIN ST, GAITHERSBURG, MD 20878-5547

Mortgage

Document Number	0055074217
Date	Oct 13, 2017
Instrument	55074/217

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,100 (+1.87%) Land $300,000 Building $328,100	$628,100 (-) Land $300,000 Building $328,100
2025	$7,655.00 (-5.99%)	$616,567 (+3.89%)	$628,100 (+5.83%) Land $300,000 Building $328,100
2024	$8,143.00 (+17.98%)
2023		$593,500 Land $300,000 Building $293,500	$593,500 Land $300,000 Building $293,500
2022	$6,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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