927 Forest Ave, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 927 Forest Ave, Ludlow, KY 41016 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,656 sqft · built 1989
Lot Size	0.05 acres (2,200 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Feb 2022)
Tax Bill	$9,473 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-003.01`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-003.01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,656 sqft Finished Area
Gross Area	2,526 sqft

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.05 acres)
Lot Dimensions	110 ft deep x 20 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0403000003.01
Street Address	927 FOREST AVE
City	LUDLOW
State	KY
Zip	41016-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOW HELEN LOTS 14-15-16-17 & TRIANG PARCEL IN REAR PLUS 20'X 110' PT CLOSED RIDGEWAY AVE
Legal Subdivision	LUDLOW HELEN
Legal Lot Number	14-17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4002
Census Tract	63800

Owner

Source: Kenton County records · APN 040-30-00-003.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1056 ARDEN DR, VILLA HILLS, KY 41017-3727
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage STOCK YARDS BANK & TRUST CO
Nov 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	0000148209
Deed Book / Page	148 / 209
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 15, 2022
Property Address	927 FOREST AVE, LUDLOW, KY 41016-1609
Document Number	0005900074
Book / Page	148 / 209
Map Reference	PL 166
Instrument Date	Feb 11, 2022
Instrument	22021505900074
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1845 WALKER ST, CINCINNATI, OH 45202-0923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 ARDEN DR, VILLA HILLS, KY 41017-3727

Mortgage

Document Number	0005900075
Date	Feb 15, 2022
Instrument	22021505900075

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 11, 2032

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 16, 2021
Property Address	927 FOREST AVE, LUDLOW, KY 41016-1609
Document Number	0005900220
Book / Page	131 / 376
Map Reference	PL 166
Instrument Date	Nov 12, 2021
Instrument	21111605900220
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$820.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1845 WALKER ST, 1845, CINCINNATI, OH 45202-0923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 KENTON ST, ELSMERE, KY 41018-2014
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,473.00 (-0.53%)	$715,000 (-) Land $40,000 Building $675,000	$715,000 (-) Land $40,000 Building $675,000
2023	$9,523.00	$715,000 Land $40,000 Building $675,000	$715,000 Land $40,000 Building $675,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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