Schenectady County and Schenectady City property record for 927 Florence Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,480 sqft · built 1900 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,946 (Jul 2003) |
| Tax Bill | $4,198 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.81-1-28 |
| Primary APN | 421500 49.81-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Upper Floors Area | 480 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 340 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 927 FLORENCE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 3O8 1X WOOD |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 21600 |
927 Florence Ave is owned and occupied by two individuals who acquired it in April 2023.
Source: Schenectady County and Schenectady City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 927 FLORENCE AVE, SCHENECTADY, NY 12303-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2003 · Amount on File |
| Deed Sale | Jul 24, 2003 · Amount on File |
| Prior Sale | Mar 20, 2003 · Amount on File |
| Deed Book / Page | 1656 / 412 |
| Last Transfer Date | Apr 25, 2023 |
| Transfer Doc | 0000062693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 927 FLORENCE AVE, SCHENECTADY, NY 12303-1505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 927 FLORENCE AVE, SCHENECTADY, NY 12303-1505 |
| Document Number | 0000061781 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 5176/221 |
| Instrument | 202161781 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 927 Florence Ave was $4,198 with exemptions applied, up 1.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,198.00 (+1.89%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,120.00 | $85,400 Land $12,800 Building $72,600 | $141,414 Land $21,196 Building $120,218 |
| 2023 | $85,400 (-) Land $12,800 Building $72,600 | $108,101 (+3.8%) Land $16,202 Building $91,899 | |
| 2022 | $85,400 Land $12,800 Building $72,600 | $104,146 Land $15,610 Building $88,536 | |
| 2021 | $5,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 927 Florence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 927 Florence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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