927 Eakins Ln, Richlands, NC 28574 Property Records

Onslow County property record for 927 Eakins Ln, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,500 (Dec 2023)
Tax Bill	$2,523 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31B-70`

Property Details

APN / Parcel Number

Primary APN	`31B-70`
Alternative APNs	`487064000` `133233007` `490007124` `171560`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,738 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490007124
Street Address	927 EAKINS LN
City	RICHLANDS
State	NC
Zip	28574-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L26 S2 WAVERLY PLACE
Legal Subdivision	WAVERLY PLACE SECTION II
Legal Lot Number	26
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1000
Census Tract	206

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 EAKINS LN, RICHLANDS, NC 28574-1146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 21, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Deed Book / Page	6078 / 422
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	927 EAKINS LN, RICHLANDS, NC 28574-1146
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 EAKINS LN, RICHLANDS, NC 28574-1146

Mortgage

Document Number	0064790105
Date	Nov 20, 2025
Book Page	6479/105

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	927 EAKINS LN, RICHLANDS, NC 28574-1146
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 EAKINS LN, RICHLANDS, NC 28574-1146

Mortgage

Document Number	0061330814
Date	Apr 18, 2024
Book Page	6133/814

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 21, 2023
Property Address	927 EAKINS LN, RICHLANDS, NC 28574-1146
Document Number	0060780422
Book / Page	6078 / 422
Map Reference	MB 82 PG 50-50A
Instrument Date	Dec 6, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$853.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 EAKINS LN, RICHLANDS, NC 28574-1146

Mortgage

Document Number	0006078426
Date	Dec 21, 2023
Instrument	6078-426

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	5.27%
Max Rate At Change	9.27%
Index	5-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,523.00 (+1,187.24%)	$483,234 (+1,510.78%) Land $50,000 Building $433,234	$483,234 (+1,510.78%) Land $50,000 Building $433,234
2023	$196.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST ONSLOW WATER ASSOC private · serves 2,555 people · EPA ID NC0467030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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