927 E Ortega St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 927 E Ortega St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 1930
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$1,176,000 (Apr 2024)
Tax Bill	$15,842 (2025)
Deeds & Mortgages	Apr 2024 Sale Sep 2017 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`031-123-012`

Property Details

APN / Parcel Number

Primary APN	`031-123-012`
Alternative APN	`03112312`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,108 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	927 E ORTEGA ST
City	SANTA BARBARA
State	CA
Zip	93103-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 BLK 183
Legal Subdivision	SANTA BARBARA
Legal Block	183
Legal Lot Number	4
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2005
Census Tract	801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1301 ASHLAND AVE, SANTA MONICA, CA 90405-5803
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Nov 12, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	20249583
Prior Transfer Date	Jul 24, 1996
Prior Transfer Doc	0000044903
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 1, 2024
Property Address	927 E ORTEGA ST, SANTA BARBARA, CA 93103-2561
Document Number	0000009583
Instrument Date	Mar 26, 2024
Instrument	2024-0009583
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 ASHLAND AVE, SANTA MONICA, CA 90405-5803

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	927 E ORTEGA ST, SANTA BARBARA, CA 93103-2561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047247
Date	Sep 29, 2017
Instrument	2017-0047247

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 12, 2020
Property Address	927 E ORTEGA ST, SANTA BARBARA, CA 93103-2561
Document Number	0000064956
Instrument Date	Oct 29, 2020
Instrument	2020-0064956
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E ORTEGA ST, SANTA BARBARA, CA 93103-2561

Mortgage

Document Number	0000064957
Date	Nov 12, 2020
Instrument	2020-0064957

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	927 E ORTEGA ST, SANTA BARBARA, CA 93103-2561
Document Number	0000038146
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	927 E ORTEGA ST SANTA BARBARA CA 931032561, SANTA BARBARA, CA 93103-2561

Mortgage

Document Number	0000038146
Date	Sep 5, 2018
Instrument	38146

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,528,511 (+2%) Land $697,560 Building $830,951
2025	$15,842.00 (+15.34%)	$1,498,541 (+15.85%) Land $683,883 Building $814,658
2023	$13,735.00 (+4.2%)	$1,293,564 Land $582,420 Building $711,144
2022	$13,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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