927 E Harmons Ferry Rd, Utica, KY 42376 Property Records

Daviess County property record for 927 E Harmons Ferry Rd, Utica, KY 42376

Property Summary

Property Type	Single Family Home
Details	built 2001
Lot Size	5.73 acres (249,904 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Dec 2019)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Sep 2008 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068-00-00-014-01-000`

Property Details

APN / Parcel Number

Primary APN	`068-00-00-014-01-000`
Alternative APN	`2252246`

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	249,904 sqft (5.73 acres)

Location & Zoning

Street Address	927 E HARMONS FERRY RD
City	UTICA
State	KY
Zip	42376-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	927 HARMONS FERRY RD E
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2064
Census Tract	1703

Owner

Source: Daviess County assessment roll, APN 068-00-00-014-01-000, as of May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	927 E HARMONS FERRY RD, UTICA, KY 42376-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Record Updated	Jun 08, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	927 E HARMONS FERRY RD, UTICA, KY 42376-9343
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001660/663
Date	Sep 25, 2008
Book Page	1660/663
Instrument	2008-00015886

Lender

Name	FIRST SECURITY BANK OF KENTUCKY INC
Address	LIVERMORE, KY 42352

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 03, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Daviess County assessment roll as of May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00	$155,600 (+57.17%) Land $40,000 Building $115,600	$155,600 (+57.17%) Land $40,000 Building $115,600
2023		$99,000	$99,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Daviess County (21059C), as of July 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210590017032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1989–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 22 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0300320, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH MCLEAN CO WATER DISTRICT serves 2,934 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.