Pontotoc County property record for 927 E 10th St, Pontotoc, MS 38863
| Property Type | Vacant Land |
|---|---|
| Lot Size | 3.27 acres (142,441 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $272 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Jan 2024 Construction Loan + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 112-10-000-009.03 |
| Primary APN | 112-10-000-009.03 |
|---|---|
| Alternative APN |
|
| Lot Area | 142,441 sqft (3.27 acres) |
|---|
| Account Number | 16690 |
|---|---|
| Street Address | 927 E 10TH ST |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-6899 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 3.27 AC SW1/4 SW1/4 707-572 7/15/98 20030272 1/16/03 20070830 1/24/07 20092151 5/29/09 20093686 9/15/09 662 326 7321 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 950300 |
Source: Pontotoc County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 927 E 10TH ST, PONTOTOC, MS 38863-6899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST CHOICE BANK |
| Jan 22, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST CHOICE BANK |
| Dec 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2007 |
| Deed Sale | Jan 24, 2007 |
| Deed Document Number | 0002007830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 927 E 10TH ST, PONTOTOC, MS 38863-6899 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 927 E 10TH ST, PONTOTOC, MS 38863-6899 |
| Investor | Possibly a Property Investor |
| Document Number | 2023004706 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023004706 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 7, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 927 E 10TH ST, PONTOTOC, MS 38863-6899 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 927 E 10TH ST, PONTOTOC, MS 38863-6899 |
| Investor | Possibly a Property Investor |
| Document Number | 2024000231 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024000231 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Nov 7, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 927 E 10TH ST, PONTOTOC, MS 38863-6899 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 927 E 10TH ST, PONTOTOC, MS 38863-6899 |
| Document Number | 2024004195 |
|---|---|
| Date | Dec 3, 2024 |
| Instrument | 2024004195 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2054 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $272.00 (-2.16%) Homeowner's exemption | $2,050 (-6.26%) | $20,500 (-6.28%) Land $20,500 |
| 2023 | $278.00 Homeowner's exemption | $2,187 | $21,874 Land $20,500 Building $1,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PONTOTOC serves 9,398 people · EPA ID MS0580006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber | 10,000 / 10,000 |
| Tombigbee Electric Power Association Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
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