Santa Clara County property record for 927 Alta Oak Way, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,819 sqft · built 2003 |
| Lot Size | 0.168 acres (7,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $959,000 (Aug 2019) |
| Tax Bill | $12,833 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 808-42-039 |
| Primary APN | 808-42-039 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,819 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 1,499 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 7,298 sqft (0.168 acres) |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Water Source | Well |
| Street Address | 927 ALTA OAK WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20A |
| Legal Description | TRACT 9303 LOT 39 |
| Legal Subdivision | 9300 VILLAGIO |
| Legal Tract | 9303 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 512509 |
927 Alta Oak Way is owned and occupied by two individuals who bought it in August 2019.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 927 ALTA OAK WAY, GILROY, CA 95020-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Mar 24, 2017 | Deed of Trust, Mortgage STAR ONE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on File |
| Deed Sale | Aug 14, 2019 · Amount on File |
| Prior Sale | Dec 19, 2003 · Amount on File |
| Deed Document Number | 201924255355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 14, 2019 |
| Property Address | 927 ALTA OAK WAY, GILROY, CA 95020-3446 |
| Document Number | 0024255355 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 24255355 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,054.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 927 ALTA OAK WAY GILROY CA 950203446, GILROY, CA 95020-3446 |
| Document Number | 24255356 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 24255356 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 927 ALTA OAK WAY, GILROY, CA 95020-3446 |
| Document Number | 0023613498 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 927 ALTA OAK WAY GILROY CA 950203446, GILROY, CA 95020-3446 |
| Document Number | 0023613498 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 23613498 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2047 |
The 2025 property tax bill for 927 Alta Oak Way was $12,833 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,069,497 (+2%) Land $588,210 Building $481,287 | |
| 2025 | $12,833.00 Homeowner's exemption | $1,048,527 Land $576,677 Building $471,850 |
| 2023 | $12,555.00 (+1.67%) Homeowner's exemption | $1,007,814 Land $554,285 Building $453,529 |
| 2022 | $12,349.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 927 Alta Oak Way in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 927 Alta Oak Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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