927 5th St, Berthoud, CO 80513 Property Records

Larimer County property record for 927 5th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,061 sqft · built 1911
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$557,500 (Apr 2026)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94144-19-005`

Property Details

APN / Parcel Number

Primary APN	`94144-19-005`
Alternative APN	`R0480797`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	1,061 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Alley
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0480797
Street Address	927 5TH ST
City	BERTHOUD
State	CO
Zip	80513-1182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6, BLK 2, CAPITOL HILL, BER
Legal Range	69W
Legal Township	4N
Legal Section	14
Legal Subdivision	CAPITOL HILL
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1004
Census Tract	2700

Owner

Source: Larimer County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	927 5TH ST, BERTHOUD, CO 80513-1182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit BELLCO CU
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit CITYWIDE BANKS
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORPORATION
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	202616988
Prior Transfer Date	Mar 1, 1992
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	927 5TH ST, BERTHOUD, CO 80513-1182
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107599
Date	Nov 29, 2021
Instrument	20210107599

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	927 5TH ST, BERTHOUD, CO 80513-1182
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050794
Date	May 21, 2021
Instrument	20210050794

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	927 5TH ST, BERTHOUD, CO 80513-1182
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 5TH ST, BERTHOUD, CO 80513-1182

Mortgage

Document Number	0000057185
Date	Sep 19, 2022
Instrument	20220057185

Lender

Name	CITYWIDE BANKS
Type	Bank
Address	CONIFER, CO 80433

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 13, 2026
Property Address	927 5TH ST, BERTHOUD, CO 80513-1182
Document Number	0000016988
Instrument Date	Apr 10, 2026
Instrument	202616988
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,630.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 5TH ST, BERTHOUD, CO 80513-1182

Mortgage

Document Number	0000016989,
Date	Apr 13, 2026
Instrument	202616989

Lender

Name	MEGASTAR FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 4, 2019
Property Address	927 5TH ST, BERTHOUD, CO 80513-1182
Document Number	0000061085
Instrument Date	Oct 3, 2019
Instrument	20190061085
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 5TH ST, 927, BERTHOUD, CO 80513-1182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 5TH ST, BERTHOUD, CO 80513-1182

Mortgage

Document Number	0000061086
Date	Oct 4, 2019
Instrument	20190061086

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000061087
Date	Oct 4, 2019
Instrument	20190061087

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (+3.9%)	$27,675 (-12.75%) Land $1,625 Building $26,050	$442,800 (-6.46%) Land $26,000 Building $416,800
2024	$2,695.00 (+3.69%)
2023	$2,599.00 (+20.66%)	$31,718 (+41.16%) Land $1,742 Building $29,976	$473,400 (+46.43%) Land $26,000 Building $447,400
2022	$2,154.00	$22,469 Land $1,807 Building $20,662	$323,300 Land $26,000 Building $297,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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