9268 Hwy 346, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 9268 Hwy 346, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,719 sqft · built 2014
Lot Size	19.2 acres (837,223 sqft)
Owner	Individual Name on File
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-27-000-013.02`

Property Details

APN / Parcel Number

Primary APN	`018-27-000-013.02`
Alternative APN	`22223`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	4,719 sqft Living Area
2nd Floor Area	763 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	837,223 sqft (19.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	22223
Street Address	9268 HIGHWAY 346
City	PONTOTOC
State	MS
Zip	38863-8247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19.22 AC SE1/4 20135561 9/27/13 20142899 6/13/14 20200966 3/16/20 662 419 1521
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	950200

Owner

9268 Hwy 346 is owned and occupied by an individual who acquired it in March 2020.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9268 HIGHWAY 346, PONTOTOC, MS 38863-8247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage RIVERHILLS BANK
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020
Deed Sale	Mar 16, 2020
Deed Document Number	2020000966
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	9268 HIGHWAY 346, PONTOTOC, MS 38863-8247
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28054 HIGHWAY 6, SARDIS, MS 38666-3198

Mortgage

Document Number	2025004635
Date	Dec 8, 2025
Instrument	2025004635

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Mar 16, 2020
Property Address	9268 HIGHWAY 346, PONTOTOC, MS 38863-8247
Document Number	2020000966
Instrument Date	Mar 6, 2020
Instrument	2020000966
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9268 HIGHWAY 346, PONTOTOC, MS 38863-8247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9268 HIGHWAY 346, PONTOTOC, MS 38863-8247

Mortgage

Document Number	2020000968
Date	Mar 16, 2020
Instrument	2020000968

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9268 Hwy 346 was $4,012 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 Homeowner's exemption	$31,143	$309,924 Land $13,949 Building $295,975
2023	$4,013.00 Homeowner's exemption	$31,149	$309,963 Land $13,988 Building $295,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9268 Hwy 346 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9268 Hwy 346 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Hwy 346

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