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9265 Cedar Trails Ln, Valley Center, CA 92082 Property Records

San Diego County property record for 9265 Cedar Trails Ln, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,655 sqft · built 1994
Lot Size1.03 acres (44,867 sqft)
OwnerCompany Name on Record
Last Sale$660,000 (Jul 2013)
Tax Bill$10,258 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN185-430-11-00

Property Details

APN / Parcel Number

Primary APN185-430-11-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,655 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area44,867 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address9265 CEDAR TRAILS LN
CityVALLEY CENTER
StateCA
Zip92082-5548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 11 TR 012573
Legal SubdivisionSAN DIEGO #4678
Legal Tract012573
Legal Block3
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group3
Census Block3001
Census Tract19105

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9265 CEDAR TRAILS LN, VALLEY CENTER, CA 92082-5548
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 17, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2013 · Amount on Record
Deed SaleJul 11, 2013 · Amount on Record
Prior SaleFeb 25, 1994 · Amount on Record
Deed Document Number2013434795
Prior Transfer DateFeb 9, 1994
Prior Transfer Doc0000129666
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9265 CEDAR TRAILS LN, VALLEY CENTER, CA 92082-5548
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9265 CEDAR TRAILS LN, VALLEY CENTER, CA 92082-5548

Mortgage

Document Number0000391569
DateMay 24, 2021
Instrument2021-0391569
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9265 CEDAR TRAILS LN, VALLEY CENTER, CA 92082-5548
Document Number0000318685
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9265 CEDAR TRAILS LN VALLEY CENTER CA 920825548, VALLEY CENTER, CA 92082-5548

Mortgage

Document Number0000318685
DateJun 19, 2020
Instrument318685
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$865,489 (+2%) Land $226,084 Building $639,405
2025$10,258.00 (+4.82%) Homeowner's exemption$848,519 (+4.04%) Land $221,651 Building $626,868
2023$9,786.00 (+1.76%) Homeowner's exemption$815,572 Land $213,045 Building $602,527
2022$9,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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