9265 Carthay Cir, Spring Valley, CA 91977 Property Records

San Diego County property record for 9265 Carthay Cir, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,135 sqft · built 1950
Lot Size	0.232 acres (10,100 sqft)
Owner	Company Name on File
Last Sale	$370,000 (May 2014)
Tax Bill	$5,979 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`500-102-14-00`

Property Details

APN / Parcel Number

Primary APN	`500-102-14-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,135 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,100 sqft (0.232 acres)

Location & Zoning

Street Address	9265 CARTHAY CIR
City	SPRING VALLEY
State	CA
Zip	91977-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 107 TR 002649
Legal Subdivision	EUCALYPTUS TERRACE
Legal Tract	002649
Legal Block	2
Legal Lot Number	107
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13701

Owner

9265 Carthay Cir is owned by a company that acquired it in January 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage SIGNATURE FEDERAL CREDIT UNION
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 15, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit POINT LOMA CU
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 19, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2014 · Amount on File
Deed Sale	May 21, 2014 · Amount on File
Deed Document Number	2014208061
Last Transfer Date	Jan 15, 2021
Transfer Doc	0000036768
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2026
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Document Number	0000095896
Instrument Date	Apr 1, 2026
Instrument	202695896
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125

Mortgage

Document Number	0000095896,
Date	Apr 7, 2026
Instrument	202695896

Lender

Name	SIGNATURE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125

Mortgage

Document Number	0000104295
Date	Apr 26, 2024
Instrument	2024-0104295

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125

Mortgage

Document Number	0000027110
Date	Feb 1, 2024
Instrument	2024-0027110

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2044

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125

Mortgage

Document Number	0000069200
Date	Feb 15, 2022
Instrument	2022-0069200

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125

Mortgage

Document Number	0000617314
Date	Aug 31, 2021
Instrument	2021-0617314

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 31, 2046

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045168
Date	Feb 5, 2018
Instrument	2018-0045168

Lender

Name	POINT LOMA CU
Type	Credit Union
Address	SPRING VALLEY, CA 91977

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291223
Date	Jun 8, 2020
Instrument	2020-0291223

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125

Mortgage

Document Number	0000700998
Date	Nov 9, 2020
Instrument	2020-0700998

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2021
Property Address	9265 CARTHAY CIR, SPRING VALLEY, CA 91977-1125
Document Number	0000036768
Instrument Date	Jan 15, 2021
Instrument	36768
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9265 CARTHAY CIR SPRING VALLEY CA 919771125, SPRING VALLEY, CA 91977-1125

Tax Assessment & Valuation

The 2025 property tax bill for 9265 Carthay Cir was $5,979 with a homeowner's exemption, up 4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,626 (+2%) Land $175,047 Building $287,579
2025	$5,979.00 (+3.98%) Homeowner's exemption	$453,556 Land $171,615 Building $281,941
2024	$5,750.00 (+3.23%)
2023	$5,570.00 (+1.64%) Homeowner's exemption	$435,945 Land $164,951 Building $270,994
2022	$5,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9265 Carthay Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9265 Carthay Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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