9265 Bay Point Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 9265 Bay Point Dr, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,585 sqft · built 1994
Lot Size	1.07 acres (46,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,150 (Aug 2025)
Tax Bill	$6,507 (2026)
Deeds & Mortgages	Feb 2018 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`62-03-07-0-001-023.040`

Property Details

APN / Parcel Number

Primary APN	`62-03-07-0-001-023.040`
Alternative APNs	`271788` `86712`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,585 sqft Heated Area
1st Floor Area	2,766 sqft
Upper Floors Area	819 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,617 sqft (1.07 acres)
Lot Dimensions	343 ft deep x 100 ft wide
View / Lot	Waterfront / Beach

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,705 sqft
Deck Area	1,255 sqft
Patio Area	1,255 sqft
Utility Building	352 sqft
Boat Access	Boat Access
Boat House	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	271788
Street Address	9265 BAY POINT DR
City	ELBERTA
State	AL
Zip	36530-6561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	123.03'X379'D 347'S IRR LOT 16 UNIT 1 WOLF BAY POINT SUB SLIDE 1134-B SEC 7 T8S R5E (WD-SURVIVORSHIP)
Legal Subdivision	WOLF BAY POINT OF WOLF
Legal Lot Number	16
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4017
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9265 BAY POINT DR, ELBERTA, AL 36530-6561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Prior Sale	Feb 12, 2018
Deed Document Number	20252202933
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 12, 2018
Property Address	9265 BAY POINT DR, ELBERTA, AL 36530-6561
Document Number	0001679488
Instrument Date	Feb 9, 2018
Instrument	1679488
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 2169 ORANGE BEACH AL 365612169, ORANGE BEACH, AL 36561-2169

Mortgage

Document Number	1679489
Date	Feb 12, 2018
Instrument	1679489

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	GULF SHORES, AL 36542

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,507.00 (+176.66%) Homeowner's exemption Senior Citizen's exemption
2025	$2,352.00 (+4.77%)	$89,500 (+4.75%) Land $32,400 Building $57,100	$910,300 (+6.56%) Land $329,600 Building $580,700
2023	$2,245.00 (+21.35%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$85,440 (+21.12%)	$854,300 (+21.13%) Land $277,800 Building $576,500
2022	$1,850.00 (+20.92%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$70,540	$705,300 Land $263,500 Building $441,800
2021	$1,530.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20