9265 Amber Ln, Westover, MD 21871 Property Records

Somerset County property record for 9265 Amber Ln, Westover, MD 21871

Property Summary

Property TypeRural Home
Details2 ba · 1,152 sqft · built 1993
Lot Size5.26 acres (229,126 sqft)
Owner2 Individual Names on Record
Last Sale$226,000 (Aug 2017)
Tax Bill$1,879 (2026)
Deeds & MortgagesFeb 2018 Mortgage
Aug 2017 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN13-009635

Property Details

APN / Parcel Number

Primary APN13-009635
Alternative APN
  • 009635

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Total Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area229,126 sqft (5.26 acres)

Exterior Amenities

PorchSlab
Porch Area126 sqft
Shed1 Shed
Shed Area1,632 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number009635
Street Address9265 AMBER LN
CityWESTOVER
StateMD
Zip21871-3329
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA
Legal Description5.267 AC-LT 1-P18/31 E/S AMBER LANE SW/PRINCESS ANNE
Legal SubdivisionNELSON MIKE
Legal Lot Number1
JurisdictionSOMERSET MD
Township / Civil Division13, WESTOVER
Census Block Group2
Census Block2008
Census Tract930800

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9265 AMBER LN, WESTOVER, MD 21871-3329
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2018Deed of Trust, Mortgage
FARM CREDIT SVCS
Aug 25, 2017Grant Deed, Transfer
FARM CREDIT SVCS
Aug 21, 2017Deed of Trust, Mortgage
FARM CREDIT SVCS
Aug 22, 2017Grant Deed, Construction Loan · Line of Credit
FARM CREDIT SVCS
May 3, 2017Deed of Trust, Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2017 · Amount on Record
Deed SaleAug 25, 2017 · Amount on Record
Prior SaleJan 27, 2014 · Amount on Record
Deed Document Number2017956-510
Deed Book / Page956 / 510
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MD
Property Address9265 AMBER LN, WESTOVER, MD 21871-3329
Document Number0009800071
Instrument DateFeb 21, 2018
Transaction TypeMortgage
Record UpdatedMar 9, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009800071
DateFeb 26, 2018
Book Page000980/000071
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLANCASTER, PA 17604
Agreement
AmountAmount Recorded

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET MD
Recording DateAug 25, 2017
Property Address9265 AMBER LN, WESTOVER, MD 21871-3329
Document Number0009560513
Book / Page000956 / 000513
Instrument DateAug 24, 2017
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9265 AMBER LN WESTOVER MD 218713329, WESTOVER, MD 21871-3329

Mortgage

Document Number9560515
DateAug 25, 2017
Book Page000956/000515
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressPO BOX 4648, LANCASTER, PA 17604-4648
Agreement
AmountAmount Recorded
Term120 Months
DueAug 24, 2027

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MD
Property Address9265 AMBER LN, WESTOVER, MD 21871-3329
Document Number0009560268
Instrument DateAug 21, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address9265 AMBER LN PRINCESS ANNE MD 21853, PRINCESS ANNE, MD 21853

Mortgage

Document Number0009560268
DateAug 22, 2017
Book Page000956/000268
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLANCASTER, PA 17604
Agreement
AmountAmount Recorded

August 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSOMERSET MD
Recording DateAug 22, 2017
Property Address9265 AMBER LN, WESTOVER, MD 21871-3329
Document Number0009560253
Book / Page000956 / 000253
Instrument DateAug 21, 2017
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address9265 AMBER LN WESTOVER MD 218713329, WESTOVER, MD 21871-3329

Mortgage

Document Number9560253
DateAug 22, 2017
Book Page000956/000253
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressPO BOX 4648, LANCASTER, PA 17604-4648
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MD
Property Address9265 AMBER LN, WESTOVER, MD 21871-3329
Document Number0009480570
Book / Page000948 / 000570
Instrument DateMay 3, 2017
Transaction TypeMortgage
Record UpdatedJul 20, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009480570
DateMay 4, 2017
Book Page000948/000570
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLANCASTER, PA 17604
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySomerset County
Unified School DistrictSomerset County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,879.00 (+8.8%)$163,667 (+38.62%)$182,800 (+45.77%) Land $44,000 Building $138,800
2025$1,727.00 (+31.63%)
2023$1,312.00 (+6.58%)$118,067 (+6.62%)$125,400 (-) Land $26,500 Building $98,900
2022$1,231.00$110,733$125,400 Land $26,500 Building $98,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims6 (2012–2022)
Most Recent ClaimDec 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 89% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500

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