9265 AL Highway 9 N, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 9265 AL Highway 9 N, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,353 sqft · built 1969
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$148,300 (Feb 2022)
Tax Bill	$430 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-26-0-000-042.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-26-0-000-042.000`
Alternative APNs	`ALT APN:1007260000042000` `214419` `27779`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Utility Building	128 sqft

Location & Zoning

Account Number	214419
Street Address	9265 AL HIGHWAY 9 N
City	CEDAR BLUFF
State	AL
Zip	35959-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69, PAUL K MCWHORTER S/D, PB 4/37
Legal Range	10E
Legal Township	09S
Legal Section	26
Legal Subdivision	PAUL K. MCWHORTER PROPERTY
Legal Lot Number	69
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2003
Census Tract	955701

Owner

9265 AL Highway 9 N is owned and occupied by an individual who bought it in February 2022.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9265 AL HIGHWAY 9 N, CEDAR BLUFF, AL 35959-2223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Deed Document Number	2022222993
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 25, 2022
Property Address	9265 AL HIGHWAY 9 N, CEDAR BLUFF, AL 35959-2223
Document Number	0000222993
Map Reference	PB 4 PG 37
Instrument Date	Feb 25, 2022
Instrument	222993
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8915 US HIGHWAY 411 N, CENTRE, AL 35960-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9265 AL HIGHWAY 9 N, CEDAR BLUFF, AL 35959-2223

Mortgage

Document Number	0000222994
Date	Feb 25, 2022
Instrument	222994

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9265 AL Highway 9 N was $430 with a homeowner's exemption, up 7.8% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$430.00 (+7.77%)
2025	$399.00 (+0.5%) Homeowner's exemption	$10,780 (+0.56%) Land $520 Building $10,260	$107,700 (+0.56%) Land $5,100 Building $102,600
2024	$397.00 Additional exemption filed	$10,720 (-) Land $460 Building $10,260	$107,100 (-) Land $4,500 Building $102,600
2023	$397.00 (+13.11%) Homeowner's exemption	$10,720 (+11.2%)	$107,100 (+11.21%) Land $4,500 Building $102,600
2022	$351.00 Homeowner's exemption	$9,640 Land $460 Building $9,180	$96,300 Land $4,500 Building $91,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9265 AL Highway 9 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9265 AL Highway 9 N is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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