9260 Three Top Rd, Todd, NC 28684 Property Records

Ashe County property record for 9260 Three Top Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,964 sqft · built 1971
Lot Size	30.3 acres (1,321,305 sqft)
Owner	2 Company Names on File
Tax Bill	$2,404 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04122-096`

Property Details

APN / Parcel Number

Primary APN	`04122-096`
Alternative APN	`96303`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,964 sqft Heated Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	1,321,305 sqft (30.3 acres)

Location & Zoning

Account Number	96303
Street Address	9260 THREE TOP RD
City	TODD
State	NC
Zip	28684-9138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30.333 A FROM CHARLES M GRAHAM ET AL NCSR 1100
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1009
Census Tract	970701

Owner

Source: Ashe County assessment roll, APN 04122-096, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 198, WEST JEFFERSON, NC 28694-0198
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · FHA Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 29, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Recording Date	May 13, 2026
Property Address	9260 THREE TOP RD, TODD, NC 28684-9138
Document Number	0000002134
Book / Page	584 / 1970
Instrument Date	Apr 21, 2026
Instrument	20262134
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9260 THREE TOP RD, TODD, NC 28684-9138

Mortgage

Document Number	0000002134,
Date	May 13, 2026
Book Page	584/1970
Instrument	20262134

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 01, 2052

Interest

Rate	6.38%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	9260 THREE TOP RD, TODD, NC 28684-9138
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000542/177
Date	May 25, 2022
Book Page	542/177
Instrument	2870

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 29, 2024
Property Address	9260 THREE TOP RD, TODD, NC 28684-9138
Document Number	000568/949
Book / Page	568 / 949
Map Reference	MB 11 PG 389
Instrument Date	Oct 24, 2024
Instrument	5019
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 150, TODD, NC 28684-0150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 198, WEST JEFFERSON, NC 28694-0198

Tax Assessment & Valuation

Source: Ashe County assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+3.89%)	$450,300 (-) Land $189,000 Building $261,300	$450,300 (-) Land $189,000 Building $261,300
2023	$2,314.00 (+4.75%)	$450,300 (+29.03%) Land $189,000 Building $261,300	$450,300 (+29.03%) Land $189,000 Building $261,300
2022	$2,209.00	$349,000 Land $189,000 Building $160,000	$349,000 Land $189,000 Building $160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), as of June 2, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 1 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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