926 William St, Cape Girardeau, MO 63703 Property Records

Cape Girardeau County property record for 926 William St, Cape Girardeau, MO 63703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 728 sqft · built 1910
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on File
Tax Bill$322 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN211060030019000000

Property Details

APN / Parcel Number

Primary APN211060030019000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area728 sqft Living Area
Basement Area364 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialOther
Construction TypeFrame
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions150 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address926 WILLIAM ST
CityCAPE GIRARDEAU
StateMO
Zip63703-6173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 18, 19 & 22 WEST END PLACE 02/08
Legal Range14E
Legal Township30S
Legal Section06
Legal SubdivisionWEST END PLACE
Legal Lot Number18-19
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionCAPE GIRARDEAU
Census Block Group1
Census Block1020
Census Tract880800

Owner

926 William St is owned and occupied by an individual who acquired it in January 2026.

Source: Cape Girardeau County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address926 WILLIAM ST, CAPE GIRARDEAU, MO 63703-6173
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jul 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST MISSOURI STATE BANK
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE COMMUNITY BANK
May 29, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST MISSOURI STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2026
Deed SaleJan 7, 2026
Prior SaleJan 16, 2025
Deed Document Number2026180
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address926 WILLIAM ST, CAPE GIRARDEAU, MO 63703-6173
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202509280
DateNov 5, 2025
Instrument2025-09280
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address926 WILLIAM ST, CAPE GIRARDEAU, MO 63703-6173
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201807221
DateJul 23, 2018
Instrument201807221
Lender
NameFIRST MISSOURI STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address926 WILLIAM ST, CAPE GIRARDEAU, MO 63703-6173
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202201055
DateJan 31, 2022
Instrument2022-01055
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateMay 29, 2018
Property Address926 WILLIAM ST, CAPE GIRARDEAU, MO 63703-6173
Document Number0201805047
Instrument DateMay 25, 2018
Instrument201805047
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address779 COUNTY ROAD 651, CAPE GIRARDEAU, MO 63701-8802

Mortgage

Document Number0201805048
DateMay 29, 2018
Instrument201805048
Lender
NameFIRST MISSOURI STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 926 William St was $322.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityCape Girardeau City
Unified School DistrictCape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,170 (-) Land $710 Building $5,460$32,469 (-) Land $3,760 Building $28,709
2025$322.00$6,170 Land $710 Building $5,460$32,469 Land $3,760 Building $28,709
2023$305.00$5,880 Land $680 Building $5,200$30,923 Land $3,581 Building $27,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 926 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 926 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE GIRARDEAU PWS
serves 39,941 people · EPA ID MO4010136
Water SourceGroundwater
Last State InspectionMay 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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