Ramsey County property record for 926 Watson Ave, Saint Paul, MN 55102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 1885 |
| Lot Size | 0.08 acres (3,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,100 (Aug 2000) |
| Tax Bill | $3,874 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-31-0213 |
| Primary APN | 11-28-23-31-0213 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| 1st Floor Area | 865 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,480 sqft (0.08 acres) |
| Lot Dimensions | 120 ft deep x 29 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 319836 |
|---|---|
| Street Address | 926 WATSON AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRYANTS RANDOLPH ST. ADDITION LOT 14 BLK 4 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | BRYANTS RANDOLPH ST. ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 36700 |
926 Watson Ave is owned and occupied by two individuals who bought it in August 2000.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 926 WATSON AVE, SAINT PAUL, MN 55102-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 6, 2023 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2000 · Amount on File |
| Deed Sale | Aug 18, 2000 · Amount on File |
| Prior Sale | Sep 18, 1996 · Amount on File |
| Deed Document Number | 2000281021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 926 WATSON AVE, SAINT PAUL, MN 55102-3720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 926 WATSON AVE, SAINT PAUL, MN 55102-3720 |
| Document Number | 0A05000845 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | A05000845 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 926 WATSON AVE, SAINT PAUL, MN 55102-3720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04990687 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | A04990687 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 926 Watson Ave was $3,874 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,000 Land $40,000 Building $241,000 | $281,000 Land $40,000 Building $241,000 | |
| 2025 | $3,874.00 | ||
| 2023 | $3,116.00 Homeowner's exemption | $232,400 Land $40,000 Building $192,400 | $232,400 Land $40,000 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 926 Watson Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 926 Watson Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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