926 Union Rd, Shrub Oak, NY 10588 Property Records

Westchester County and Yorktown Town property record for 926 Union Rd, Shrub Oak, NY 10588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,412 sqft · built 1860
Lot Size	0.503 acres (21,918 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2022)
Tax Bill	$15,473 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555400 16.11-1-42`

Property Details

APN / Parcel Number

Primary APN	`555400 16.11-1-42`
Alternative APNs	`540004007100030010260400` `1260400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,260 sqft
2nd Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	21,918 sqft (0.503 acres)
Lot Dimensions	125 ft deep x 175 ft wide

Location & Zoning

Account Number	1260400
Street Address	926 UNION RD
City	SHRUB OAK
State	NY
Zip	10588-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-20
Legal Subdivision	COURTYARD
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YORKTOWN
Census Block Group	2
Census Block	2011
Census Tract	14812

Owner

926 Union Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	926 UNION RD, SHRUB OAK, NY 10588-1908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	Jan 13, 2014 · Amount on File
Deed Document Number	20223288
Prior Transfer Date	Jul 29, 2009
Prior Transfer Doc	0492450325
Record Updated	Oct 29, 2026

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 21, 2022
Property Address	926 UNION RD, SHRUB OAK, NY 10588-1908
Document Number	0622923288
Map Reference	MAP 23649
Instrument Date	Oct 19, 2022
Instrument	622923288
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 UNION RD, 926, SHRUB OAK, NY 10588-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	941 MCLEAN AVE # 148, 148, YONKERS, NY 10704-4107

Mortgage

Document Number	0622933491
Date	Oct 21, 2022
Instrument	622933491

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 926 Union Rd was $15,473, down 78.6% from the year before.

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Yorktown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,473.00 (-78.59%)
2025	$72,282.00	$9,250 (-) Land $1,550 Building $7,700	$578,125 (+10.62%) Land $96,875 Building $481,250
2024		$9,250 (-) Land $1,550 Building $7,700	$522,599 (-2.82%) Land $87,571 Building $435,028
2023		$9,250 Land $1,550 Building $7,700	$537,790 Land $90,116 Building $447,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 926 Union Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (2011–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 Union Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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